3032 N Louden Rd, Bloomington, IN 47404 Property Records

Monroe County property record for 3032 N Louden Rd, Bloomington, IN 47404

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,860 sqft · built 2018
Lot Size	3.14 acres (136,778 sqft)
Owner	Individual Name on Record
Tax Bill	$1,753 (2025)
Deeds & Mortgages	May 2021 Mortgage Mar 2022 Mortgage + 4 more
Flood Zone	Zone A (high risk)
APN	`007-16400-03`

Property Details

APN / Parcel Number

Primary APN	`007-16400-03`
Alternative APN	`53-04-21-400-013.000-011`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,860 sqft Living Area
1st Floor Area	1,860 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	136,778 sqft (3.14 acres)
Garage Type	Detached
Garage Area	1,080 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	007-16400-03
Street Address	3032 N LOUDEN RD
City	BLOOMINGTON
State	IN
Zip	47404-9715
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AGRR
Legal Description	MARCUS SINIARD LOT 3
Legal Subdivision	MARCUS SINIARD SUBDIVISION
Legal Lot Number	3
Jurisdiction	MONROE IN
Township / Civil Division	RICHLAND
Census Block Group	1
Census Block	1009
Census Tract	1301

Owner

Source: Monroe County records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3032 N LOUDEN RD, BLOOMINGTON, IN 47404-9715
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage TITAN MUTUAL LENDING INC
Mar 15, 2022	Deed of Trust, Mortgage · Conventional Mortgage OWEN COUNTY STATE BANK
Aug 1, 2018	Deed of Trust, Mortgage OWEN COUNTY STATE BANK
Feb 12, 2018	Deed of Trust, Mortgage · Conventional Mortgage OWEN COUNTY STATE BANK
May 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage OWEN COUNTY STATE BANK
Jan 10, 2018	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jan 9, 2018
Transfer Doc	2018000341
Record Updated	Sep 20, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IN
Property Address	3032 N LOUDEN RD, BLOOMINGTON, IN 47404-9715
Transaction Type	Mortgage
Record Updated	May 12, 2026
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021010034
Date	May 27, 2021
Instrument	2021010034

Lender

Name	TITAN MUTUAL LENDING INC
Type	Mortgage Company
Address	250 COMMERCE STE 220, IRVINE, CA 92602

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IN
Property Address	3032 N LOUDEN RD, BLOOMINGTON, IN 47404-9715
Transaction Type	Mortgage
Record Updated	Apr 13, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2022004136
Date	Mar 15, 2022
Instrument	2022004136

Lender

Name	OWEN COUNTY STATE BANK
Type	Bank
Address	SPENCER, IN 47460

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Mar 15, 2032

Interest

Rate Type	Adjustable Rate

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IN
Property Address	3032 N LOUDEN RD, BLOOMINGTON, IN 47404-9715
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018010407
Date	Aug 1, 2018
Instrument	2018010407

Lender

Name	OWEN COUNTY STATE BANK
Type	Bank
Address	SPENCER, IN 47460

Agreement

Amount	Amount Recorded
Term	119 Months
Due	Jul 30, 2028

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IN
Property Address	3032 N LOUDEN RD, BLOOMINGTON, IN 47404-9715
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018001564
Date	Feb 12, 2018
Instrument	2018001564

Lender

Name	OWEN COUNTY STATE BANK
Type	Bank
Address	SPENCER, IN 47460

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 5, 2048

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IN
Property Address	3032 N LOUDEN RD, BLOOMINGTON, IN 47404-9715
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020006796
Date	May 14, 2020
Instrument	2020006796

Lender

Name	OWEN COUNTY STATE BANK
Type	Bank
Address	SPENCER, IN 47460

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 8, 2050

Interest

Rate Type	Adjustable Rate
Rate	4.5%
Type Change Date	May 8, 2030
Change Frequency	Annually
Min Rate At Change	4.5%
Max Rate At Change	6.5%
Max Rate	8.5%

January 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONROE IN
Recording Date	Jan 10, 2018
Property Address	3032 N LOUDEN RD, BLOOMINGTON, IN 47404-9715
Document Number	2018000341
Instrument Date	Jan 9, 2018
Instrument	2018000341
Transaction Type	Transfer
Record Updated	Nov 25, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3032 N LOUDEN RD, BLOOMINGTON, IN 47404-9715

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Monroe County
County Subdivision	Richland Township
Unified School District	Richland-Bean Blossom Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,753.00 (-4.68%)	$236,800 (+4.55%) Land $60,700 Building $176,100	$236,800 (+4.55%) Land $60,700 Building $176,100
2024	$1,839.00 (+6.42%)
2023		$226,500 (+8.22%) Land $50,700 Building $175,800	$226,500 (+8.22%) Land $50,700 Building $175,800
2022	$1,728.00	$209,300 Land $46,400 Building $162,900	$209,300 Land $46,400 Building $162,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (2013–2021)
Most Recent Claim	Jun 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELLETTSVILLE WATER WORKS serves 14,500 people · EPA ID IN5253004
Water Source	Purchased surface water from CITY OF BLOOMINGTON UTILITIES
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Smithville Communications Fiber	1,000 / 1,000
South Central Indiana REMC Fiber	1,000 / 1,000

May also be available: Xfinity.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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