Frederick County property record for 3032 Jacobs Garden Ln, Frederick, MD 21701
| Property Type | Townhouse |
|---|---|
| Details | 4 ba · 2,353 sqft · built 2018 |
| Lot Size | 0.057 acres (2,520 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $486,000 (Jun 2020) |
| Tax Bill | $7,628 (2023) |
| Deeds & Mortgages | Jan 2018 Mortgage Jun 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-594628 |
| Primary APN | 02-594628 |
|---|---|
| Alternative APN |
|
| Full Baths | 4 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,353 sqft Total Area |
| Basement Area | 500 sqft |
| Finished Basement | 500 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2018 |
|---|---|
| Architectural Style | Townhouse |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 2,520 sqft (0.057 acres) |
| Garage Type | Detached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 216 sqft |
| Balcony | Balcony |
| Balcony Area | 428 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 594628 |
|---|---|
| Street Address | 3032 JACOBS GARDEN LN |
| City | FREDERICK |
| State | MD |
| Zip | 21701-3384 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | LOT 476 PLAT 22 SECT 2,520 SQ FT MILL ISLAND AT WORMAN'S |
| Legal Subdivision | OO&CCC MILL ISLAND |
| Legal Lot Number | 476 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 2, FREDERICK |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 750802 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Individually Listed | Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
3032 Jacobs Garden Ln, a townhouse, is owned and occupied by two individuals who bought it in June 2020.
Source: Frederick County records, as of September 25, 2023
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3032 JACOBS GARDEN LN, FREDERICK, MD 21701-3384 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 10, 2018 | Deed of Trust, Mortgage M & T BANK |
| Jun 19, 2020 | Grant Deed, Transfer · VA Mortgage NAVY FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 19, 2020 · Amount on File |
| Deed Sale | Jun 19, 2020 · Amount on File |
| Deed Document Number | 0013827183 |
| Deed Book / Page | 13827 / 183 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 3032 JACOBS GARDEN LN, FREDERICK, MD 21701-3384 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0122270068 |
|---|---|
| Date | Jan 10, 2018 |
| Book Page | 12227/0068 |
| Instrument | 12227-0068 |
| Name | M & T BANK |
|---|---|
| Type | Bank |
| Address | 00000 |
| Amount | Amount on Record |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Jun 19, 2020 |
| Property Address | 3032 JACOBS GARDEN LN, FREDERICK, MD 21701-3384 |
| Document Number | 0138270183 |
| Book / Page | 013827 / 000183 |
| Instrument Date | Jun 4, 2020 |
| Transaction Type | Transfer |
| Record Updated | Aug 3, 2020 |
| Title Company | VILLAGE SETTLEMENTS INC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $486.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 3032 JACOBS GARDEN LN FREDERICK MD 217013384, FREDERICK, MD 21701-3384 |
| Document Number | 138270190 |
|---|---|
| Date | Jun 19, 2020 |
| Book Page | 013827/000190 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 18, 2050 |
Source: Frederick County assessment roll, as of July 1, 2023
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Municipality | Frederick City |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $7,628.00 Homeowner's exemption | $441,200 | $527,000 Land $90,000 Building $437,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3032 Jacobs Garden Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 12 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 3032 Jacobs Garden Ln has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF FREDERICK serves 54,000 people · EPA ID MD0100015 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2019–2021) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 598 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
May also be available: Verizon.
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