3032 Hurricane School Rd, Mount Vernon, KY 40456 Property Records

Rockcastle County property record for 3032 Hurricane School Rd, Mount Vernon, KY 40456

Property Summary

Property Type	Single Family Home
Lot Size	20.3 acres (886,141 sqft)
Owner	Individual Name on File
Last Sale	$94,000 (Jul 2016)
Tax Bill	$773 (2025)
Deeds & Mortgages	Mar 2018 Mortgage Jan 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`030-00-017.04`

Property Details

APN / Parcel Number

Primary APN	`030-00-017.04`
Alternative APNs	`1604501` `41201`

Exterior

Lot Area	886,141 sqft (20.3 acres)

Location & Zoning

Account Number	41201
Street Address	3032 HURRICANE SCHOOL RD
City	MOUNT VERNON
State	KY
Zip	40456-7385
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOUSE & 20.343 ACRES (TRACTS 5 - 6)
Legal Tract	5-6
Jurisdiction	ROCKCASTLE KY
Township / Civil Division	CONWAY
Census Block Group	2
Census Block	2018
Census Tract	950100

Owner

3032 Hurricane School Rd is owned and occupied by an individual who bought it in July 2016.

Source: Rockcastle County records, as of January 22, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	3032 HURRICANE SCHOOL RD, MOUNT VERNON, KY 40456-7385
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 7, 2018	Deed of Trust, Mortgage · FHA Mortgage CARDINAL FINANCIAL COMPANY LP
Jan 6, 2017	Deed of Trust, Mortgage · Commercial Mortgage CITIZENS GUARANTY BANK
May 24, 2021	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 20, 2016 · Amount on File
Deed Sale	Jul 20, 2016 · Amount on File
Deed Document Number	140490
Deed Book / Page	DEED 257 / 057
Record Updated	Jun 8, 2026

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKCASTLE KY
Property Address	3032 HURRICANE SCHOOL RD, MOUNT VERNON, KY 40456-7385
Transaction Type	Mortgage
Record Updated	Jan 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00M284/128
Date	Mar 7, 2018
Book Page	M284/128
Instrument	149054

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2048

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKCASTLE KY
Property Address	3032 HURRICANE SCHOOL RD, MOUNT VERNON, KY 40456-7385
Transaction Type	Mortgage
Record Updated	Jan 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MTG274/611
Date	Jan 6, 2017
Book Page	MTG 274/611
Instrument	141896

Lender

Name	CITIZENS GUARANTY BANK
Type	Bank
Address	BEREA, KY 40403

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 3, 2047

Interest

Rate Type	Adjustable Rate

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKCASTLE KY
Property Address	3032 HURRICANE SCHOOL RD, MOUNT VERNON, KY 40456-7385
Transaction Type	Mortgage
Record Updated	Jan 24, 2023
Title Company	BETTERS TITLE AND SETTLEMENT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00M316/207
Date	May 24, 2021
Book Page	M316/207
Instrument	367332

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	358 Months
Due	Mar 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 3032 Hurricane School Rd was $773.

Source: Rockcastle County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Rockcastle County
Unified School District	Rockcastle County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$773.00	$95,000	$95,000
2023	$786.00	$95,000	$95,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3032 Hurricane School Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 3, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3032 Hurricane School Rd is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 70% of Kentucky
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTERN ROCKCASTLE WATER ASSOC private · serves 12,623 people · EPA ID KY1020891
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Windstream DSL	100 / 20

May also be available: AT&T, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Hurricane School Rd

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