Cooke County property record for 3032 FM 902, Gainesville, TX 76240
| Property Type | Rural Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,693 sqft · built 1996 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $500,000 (Feb 2013) |
| Tax Bill | $11,329 (2026) |
| Deeds & Mortgages | Aug 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0010-001-00000 |
| Primary APN | 0010-001-00000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 3,693 sqft Living Area |
| 1st Floor Area | 3,693 sqft |
| Media Room | Media Room |
| Mud Room | Mud Room |
| Utility Room | Utility Room |
| Flooring | Ceramic Tile |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Fire Sprinklers | Fire Sprinklers |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Exterior Material | Combination |
| Construction Type | Stone |
| Roof Material | Composition Shingle |
| Lot Area | 43,560 sqft (1 acres) |
| Garage Area | 975 sqft |
| Parking Spaces | 4 Parking Spaces |
| Pool Type | Spa / Hot Tub (No Pool) |
| Porch | Patio |
| Porch Area | 887 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 0010-001-00000 |
|---|---|
| Street Address | 3032 FM 902 |
| City | GAINESVILLE |
| State | TX |
| Zip | 76240-7723 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | ATKINSON O 0010 ACRES 1.0 |
| Legal Subdivision | ATKINSON O |
| Jurisdiction | COOKE TX |
| Township / Civil Division | GAINESVILLE SOUTHEAST |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 702 |
Source: Cooke County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3032 FM 902, GAINESVILLE, TX 76240-7723 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 26, 2013 · Amount on Record |
| Deed Sale | Feb 26, 2013 · Amount on Record |
| Deed Document Number | 201335896 |
| Deed Book / Page | 1856 / 460 |
| Prior Transfer Date | Feb 25, 2013 |
| Prior Transfer Doc | 001856/460 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOKE TX |
| Property Address | 3032 FM 902, GAINESVILLE, TX 76240-7723 |
| Transaction Type | Mortgage |
| Record Updated | Nov 14, 2023 |
| Name | Verified Name |
|---|
| Document Number | 002439/232 |
|---|---|
| Date | Aug 2, 2021 |
| Book Page | 2439/232 |
| Instrument | 2021-06637 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.5% |
| Type Change Date | Aug 6, 2028 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 7.5% |
| Index | Other |
| Max Rate | 7.5% |
Source: Cooke County assessment roll, as of June 2, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Cooke County |
| Unified School District | Gainesville Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $11,329.00 (+14.07%) | $746,194 (-) Land $64,020 Building $682,174 | $746,194 (-) Land $64,020 Building $682,174 |
| 2025 | $9,932.00 (-2.08%) | $746,194 (+11.58%) Land $64,020 Building $682,174 | $746,194 (+11.58%) Land $64,020 Building $682,174 |
| 2024 | $10,143.00 (+7.07%) | ||
| 2023 | $668,731 Land $45,391 Building $623,340 | $668,731 Land $45,391 Building $623,340 | |
| 2022 | $9,473.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 26, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 80% of the US · above 74% of Texas |
|---|---|
| Wildfire Likelihood | 0.6% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WOODBINE SPECIAL UTILITY DISTRICT serves 8,151 people · EPA ID TX0490018 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Nextlink Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| Rise Broadband Fixed Wireless | 50 / 10 |
May also be available: AT&T, ElektraFi, Element8, T-Mobile.
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