3032 Elbib Dr, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3032 Elbib Dr, Saint Cloud, FL 34772 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 2003
Square Footage	1,632 sqft Living Area
Lot Size	5,270 sqft (0.121 acres)
Occupancy	Owner Occupied
Last Sale	$145,000 (2014)
Tax Bill	$2,039.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`22-26-30-0076-0001-0500`
Alternative APNs	`222630276700010500` `263022007600010500` `128598`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,632 sqft Living Area
Gross Area	2,060 sqft Gross Area
1st Floor	1,632 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Conventional Style
Exterior Material	Concrete Block Exterior
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	5,270 sqft (0.121 acres)
Depth X Width	105 ft x 50 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	400 sqft Garage
Patio Area	32 sqft Patio
Porch Area	358 sqft Porch

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Street Address	3032 ELBIB DR
City	SAINT CLOUD
State	FL
Zip	34772-8513
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	CANOE CREEK ESTATES PHASE 6 PB 13 PG 124-126 LOT 50
Legal Range	30E
Legal Township	26S
Legal Section	22
Legal Subdivision	CANOE CREEK ESTATES PH 6
Legal Phase	6
Legal Tract	76
Legal Block	1
Legal Lot Number	50
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	1
Census Block	1009
Census Tract	43207

Owner

Source: Osceola County records · APN 22-26-30-0076-0001-0500

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3032 ELBIB DR, SAINT CLOUD, FL 34772-8513
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 25, 2014 · Amount on Record
Deed Sale	Mar 25, 2014 · Amount on Record
Prior Sale	May 18, 2007 · Amount on Record
Deed Doc Number	201441386
Deed Book / Page	4586 / 927
Prior Transfer Date	May 09, 2007
Prior Transfer Doc	0034831841
Record Refreshed	Jun 08, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	3032 ELBIB DR, SAINT CLOUD, FL 34772-8513
Transaction Type	Mortgage
Record Updated	Jun 09, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3032 ELBIB DR, SAINT CLOUD, FL 34772-8513

Mortgage

Document Number	0061500354
Date	Feb 14, 2022
Book Page	6150/354
Instrument	2022024357

Lender

Name	KEYSTONE FUNDING INC
Type	Mortgage Company
Address	DOVER, DE 19901

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2052

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,116.00 (+3.78%) Homeowner's exemption	$161,098 (+5.99%)	$307,300 (-3.03%) Land $65,000 Building $242,300
2024	$2,039.00 (+3.08%)
2023	$1,978.00 (+4.11%) Homeowner's exemption	$151,999 (+3%)	$316,900 (+15.95%) Land $60,000 Building $256,900
2022	$1,900.00 Homeowner's exemption	$147,572	$273,300 Land $55,000 Building $218,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.