Cleveland County property record for 3032 Charles Rd, Shelby, NC 28152
| Property Type | Single Family Home |
|---|---|
| Details | 1,778 sqft · built 1977 |
| Lot Size | 0.635 acres (27,661 sqft) |
| Owner | Company Name on File |
| Last Sale | $110,000 (Apr 2006) |
| Tax Bill | $1,417 (2026) |
| Deeds & Mortgages | Aug 2022 Transfer Oct 2018 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 59182 |
| Primary APN | 59182 |
|---|---|
| Alternative APNs |
|
| Plumbing Fixtures | 5 Plumbing Fixtures |
|---|---|
| Stories | 1 Story |
| Building Area | 1,778 sqft Finished Area |
| Basement Area | 926 sqft |
| Finished Basement | 926 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Wood Siding |
| Foundation Type | Footing |
| Lot Area | 27,661 sqft (0.635 acres) |
| Lot Dimensions | 210 ft deep x 125 ft wide |
| Garage Area | 852 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Porch Area | 22 sqft |
| Deck Area | 852 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | Heat Pump |
| Account Number | 1350495 |
|---|---|
| Street Address | 3032 CHARLES RD |
| City | SHELBY |
| State | NC |
| Zip | 28152-7539 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10 |
| Legal Description | LOT CHARLES RD .635 AC |
| Legal Subdivision | BRITTIAN VILLAGE |
| Legal Block | H |
| Legal Lot Number | 28 |
| Jurisdiction | CLEVELAND NC |
| Township / Civil Division | CLEVELAND |
| Census Block Group | 6 |
| Census Block | 6003 |
| Census Tract | 951200 |
3032 Charles Rd is owned by a company that acquired it in July 2022.
Source: Cleveland County records, as of September 23, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 3032 CHARLES RD, SHELBY, NC 28152-7539 |
| Owner Type | Company |
| Vesting | Borrower in Default |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 23, 2022 | Intrafamily Transfer, Transfer |
| Oct 15, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 25, 2006 · Amount on File |
| Deed Sale | Apr 25, 2006 · Amount on File |
| Deed Document Number | 200671270 |
| Deed Book / Page | 1484 / 1160 |
| Last Transfer Date | Jul 19, 2022 |
| Transfer Doc | 0018802202 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Recording Date | Aug 23, 2022 |
| Property Address | 3032 CHARLES RD, SHELBY, NC 28152-7539 |
| Document Number | 0018802202 |
| Book / Page | 1880 / 2202 |
| Map Reference | MB 46 PG 45 |
| Instrument Date | Jul 4, 2022 |
| Instrument | 200077379 |
| Transaction Type | Transfer |
| Record Updated | Sep 6, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3032 CHARLES RD, 3032, SHELBY, NC 28152-7539 |
| Name | Verified Name |
|---|---|
| Address | 3032 CHARLES RD, SHELBY, NC 28152-7539 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Recording Date | Oct 15, 2018 |
| Property Address | 3032 CHARLES RD, SHELBY, NC 28152-7539 |
| Document Number | 0017780589 |
| Book / Page | 001778 / 000589 |
| Instrument Date | Oct 8, 2018 |
| Instrument | 19104 |
| Transaction Type | Transfer |
| Record Updated | Jan 14, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Irrevocable Trust |
| Address | 3032 CHARLES RD SHELBY NC 281527539, SHELBY, NC 28152-7539 |
The 2026 property tax bill for 3032 Charles Rd was $1,417 with a disabled person's exemption, up 1.3% from the year before.
Source: Cleveland County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cleveland County |
| Municipality | Shelby City |
| Unified School District | Cleveland County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,417.00 (+1.29%) | $281,259 (-) Land $23,757 Building $257,502 | $281,259 (-) Land $23,757 Building $257,502 |
| 2025 | $1,399.00 Disabled Person's exemption | $281,259 Land $23,757 Building $257,502 | $281,259 Land $23,757 Building $257,502 |
| 2023 | $181,569 Land $23,749 Building $157,820 | $181,569 Land $23,749 Building $157,820 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3032 Charles Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 5, 2020
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 3032 Charles Rd is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SHELBY serves 23,600 people · EPA ID NC0123010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ripple Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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