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3032 Cato Rd, Florence, SC 29505 Property Records

Florence County property record for 3032 Cato Rd, Florence, SC 29505 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Rural Home
Bedrooms5 Beds
Bathrooms3 Baths
Year BuiltBuilt 1976
Square Footage3,003 sqft Living Area
Lot Size174,240 sqft (4 acres)
GarageBasement, 483 sqft
Last Sale$350,000 (2020)
Tax Bill$1,731.00 (2025)

Property Details

APN / Parcel Number

Primary APN00210-01-269
Alternative APN
  • 15061047

Interior

Bedrooms5 Beds
Full Baths3 Baths
Plumbing Fixtures9 Plumbing Fixtures
Total Rooms9 Rooms
Building Area3,003 sqft Living Area
1st Floor1,120 sqft 1st Floor
Stories2 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1976
Effective Year BuiltEffective 1976
Architectural StyleColonial Style
Construction TypeFrame Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialShingle Roof
Lot Area174,240 sqft (4 acres)
Garage TypeBasement Garage
Garage Area483 sqft Garage

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemHVAC Heating
SewageSeptic Sewage
Water SourceWell Water Source

Location & Zoning

Street Address3032 CATO RD
CityFLORENCE
StateSC
Zip29505-8403
Property UsageResidential Property Usage
TypeResidential > Single Family > Rural Home
Legal DescriptionCATO RD
Legal SubdivisionMAP PREPARED FOR BONNIE M SAWYER
JurisdictionFLORENCE SC
Minor Civil DivisionPAMPLICO
Census Blockgroup1
Census Block1000
Census Tract1602

Owner

Source: Florence County records · APN 00210-01-269

Assessment roll updated March 5, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address3028 CATO RD, FLORENCE, SC 29505-8403
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jun 17, 2025Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
GUILD MORTGAGE CO
Sep 22, 2020Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
GUILD MTG
Oct 18, 2018Loan Modification, Mortgage
CAROLINA BK
Feb 13, 2018Loan Modification, Mortgage · Conventional Mortgage
CAROLINA BK
Feb 14, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY
Dec 15, 2017Grant Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 22, 2020 · Amount on Record
Deed SaleSep 22, 2020 · Amount on Record
Prior SaleSep 22, 2020 · Amount on Record
Deed Book / Page876 / 1091
Prior Transfer DateFeb 13, 2018
Prior Transfer Doc0007330591
Record RefreshedSep 20, 2026

June 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFLORENCE SC
Property Address3032 CATO RD, FLORENCE, SC 29505-8403
Transaction TypeMortgage
Record UpdatedMar 05, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address3028 CATO RD, FLORENCE, SC 29505-8403

Mortgage

Document NumberDMA11620774
DateJun 17, 2025
Book PageDMA1162/774
Instrument2025007856
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
AddressPO BOX 85304, SAN DIEGO, CA 92186
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term304 Months
DueOct 01, 2050

September 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFLORENCE SC
Recording DateSep 22, 2020
Property Address3032 CATO RD, FLORENCE, SC 29505-8403
Document Number0000012967
Book / Page000876 / 001091
Instrument DateSep 21, 2020
Instrument12967
Transaction TypeTransfer
Record UpdatedOct 27, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,295.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address3028 CATO RD FLORENCE SC 295058403, FLORENCE, SC 29505-8403

Mortgage

Document Number12968
DateSep 22, 2020
Book Page000876/001096
Instrument12968
Lender
NameGUILD MTG
TypeMortgage Company
AddressSAN DIEGO, CA 92111
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueSep 21, 2050

October 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionFLORENCE SC
Property Address3032 CATO RD, FLORENCE, SC 29505-8403
Document Number0000014138
Instrument DateOct 18, 2018
Transaction TypeMortgage
Record UpdatedDec 07, 2018
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address174 S CASHUA DR FLORENCE SC 295014080, FLORENCE, SC 29501-4080

Mortgage

Document Number0000014138
DateOct 19, 2018
Book Page000768/000309
Instrument14138
Lender
NameCAROLINA BK
TypeBank
AddressFLORENCE, SC 29501
Agreement
AmountAmount Recorded
Term180 Months
DueOct 18, 2033

February 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionFLORENCE SC
Property Address3032 CATO RD, FLORENCE, SC 29505-8403
Document Number0007330595
Instrument DateFeb 13, 2018
Transaction TypeMortgage
Record UpdatedApr 16, 2018
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address174 S CASHUA DR FLORENCE SC 295014080, FLORENCE, SC 29501-4080

Mortgage

Document Number0007330595
DateFeb 14, 2018
Book Page000733/000595
Lender
NameCAROLINA BK
TypeBank
AddressFLORENCE, SC 29501
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueFeb 13, 2033

February 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionFLORENCE SC
Recording DateFeb 14, 2018
Property Address3032 CATO RD, FLORENCE, SC 29505-8403
Document Number0007330591
Book / Page000733 / 000591
Instrument DateFeb 13, 2018
Transaction TypeTransfer
Record UpdatedJan 12, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address174 S CASHUA DR FLORENCE SC 295014080, FLORENCE, SC 29501-4080

December 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionFLORENCE SC
Recording DateDec 15, 2017
Property Address3032 CATO RD, FLORENCE, SC 29505-8403
Document Number0007260112
Book / Page000726 / 000112
Instrument DateOct 21, 2017
Transaction TypeTransfer
Record UpdatedJan 19, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$538.35
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address174 S CASHUA DR FLORENCE SC 295014080, FLORENCE, SC 29501-4080

Tax Assessment & Valuation

Source: Florence County records · Assessment roll updated March 5, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateSouth Carolina
CountyFlorence County
Unified School DistrictFlorence School District 1 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$1,731.00 (+14.11%)$17,158 (-99.87%) Land $1,662 Building $15,496$428,963 (-98.69%) Land $41,550 Building $387,413
2023$1,517.00 (+2.92%) Homeowner's exemption$13,065,874 (+99,899.04%) Land $1,662,000 Building $11,403,874$32,664,687 (+9,9%) Land $4,155,000 Building $28,509,687
2022$1,474.00 Homeowner's exemption$13,066 Land $1,662 Building $11,404$326,647 Land $41,550 Building $285,097

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Florence County (45041C), updated March 25, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 61% of the US · above 80% of South Carolina
Wildfire LikelihoodAbout 1 in 552 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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