3032 Bedford Dr, Merced, CA 95340 Property Records

Merced County property record for 3032 Bedford Dr, Merced, CA 95340

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,602 sqft · built 1972
Lot Size	0.282 acres (12,261 sqft)
Owner	2 Individual Names on Record
Last Sale	$445,000 (Jul 2025)
Tax Bill	$2,876 (2025)
Deeds & Mortgages	Jul 2023 Mortgage Nov 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`008-220-044-000`

Property Details

APN / Parcel Number

Primary APN	`008-220-044-000`
Alternative APN	`008-220-044`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,602 sqft Living Area
Gross Area	2,048 sqft
1st Floor Area	1,602 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1974
Architectural Style	L-Shape
Exterior Material	Stucco
Construction Type	Wood
Roof Material	Other
Lot Area	12,261 sqft (0.282 acres)
Garage Type	Attached
Garage Area	446 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	243 sqft
Patio Area	400 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Old Parcel Number	008-220-044
Street Address	3032 BEDFORD DR
City	MERCED
State	CA
Zip	95340-2728
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R16
Legal Description	W BEAR CR N #2 LOT 9
Legal Subdivision	WAINWRIGHTS BEAR CREEK NORTH 0
Legal Lot Number	9
Jurisdiction	MERCED CA
Township / Civil Division	MERCED
Census Block Group	4
Census Block	4004
Census Tract	1200

Owner

Source: Merced County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3032 BEDFORD DR, MERCED, CA 95340-2728
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 17, 2023	Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC
Nov 12, 2021	Intrafamily Transfer, Transfer · FHA Mortgage MORTGAGE SOLUTIONS OF COLORADO LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 9, 2025 · Amount on Record
Deed Sale	Jul 9, 2025 · Amount on Record
Prior Sale	Nov 12, 2021
Deed Document Number	202518491
Prior Transfer Date	Sep 21, 2021
Prior Transfer Doc	0000050503
Record Updated	Oct 29, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	3032 BEDFORD DR, MERCED, CA 95340-2728
Transaction Type	Mortgage
Record Updated	Aug 21, 2023
Title Company	AMERICAN SW TITLE, AMERICAN COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3032 BEDFORD DR, MERCED, CA 95340-2728

Mortgage

Document Number	0000016180
Date	Jul 17, 2023
Instrument	2023016180

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	IRVINE, CA 92618

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2053

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MERCED CA
Recording Date	Nov 12, 2021
Property Address	3032 BEDFORD DR, MERCED, CA 95340-2728
Document Number	0000050503
Map Reference	MB 20 PG 5&6
Instrument Date	Sep 21, 2021
Instrument	2021050503
Transaction Type	Transfer
Record Updated	Dec 14, 2021
Title Company	PACIFIC COAST TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	18167 US HIGHWAY 19 N, CLEARWATER, FL 33764-3528

Mortgage

Document Number	0000050504
Date	Nov 12, 2021
Instrument	2021050504

Lender

Name	MORTGAGE SOLUTIONS OF COLORADO LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

Source: Merced County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Merced County
Municipality	Merced City
Elementary School District	Merced City Elementary School District (KG - 08)
Secondary School District	Merced Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$445,000 (+72.22%) Land $120,000 Building $325,000
2025	$2,876.00 (+7.23%)	$258,387 (+4.04%) Land $90,133 Building $168,254
2023	$2,682.00 (+1.36%)	$248,355 Land $86,634 Building $161,721
2022	$2,646.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MERCED serves 96,073 people · EPA ID CA2410009
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 403 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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