3031 Whitewood Dr, Carmichael, CA 95608 Property Records

Sacramento County property record for 3031 Whitewood Dr, Carmichael, CA 95608

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,145 sqft · built 1994
Lot Size	0.205 acres (8,944 sqft)
Owner	2 Individual Names on Record
Last Sale	$490,000 (Nov 2016)
Tax Bill	$6,882 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit May 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`272-0110-048-0000`

Property Details

APN / Parcel Number

Primary APN	`272-0110-048-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,145 sqft Living Area
1st Floor Area	2,145 sqft
Bonus Room	Bonus Room
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	L-Shape
Construction Type	Wood
Roof Material	Other
Lot Area	8,944 sqft (0.205 acres)
Garage Area	690 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3031 WHITEWOOD DR
City	CARMICHAEL
State	CA
Zip	95608-3736
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-5
Legal Description	TAPESTRY GREENS, LOT 1
Legal Subdivision	TAPESTRY GREENS
Legal Block	14
Legal Lot Number	1
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	1
Census Block	1006
Census Tract	7701

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3031 WHITEWOOD DR, CARMICHAEL, CA 95608-3736
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2026	Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK
May 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
May 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jul 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage NEW AMERICAN FNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 18, 2016 · Amount on Record
Deed Sale	Nov 18, 2016 · Amount on Record
Prior Sale	Nov 12, 1996 · Amount on Record
Deed Book / Page	20161118 / 1234
Prior Transfer Date	Mar 2, 2012
Prior Transfer Doc	0000000789
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Recording Date	Jul 13, 2026
Property Address	3031 WHITEWOOD DR, CARMICHAEL, CA 95608-3736
Document Number	2026000541
Book / Page	20260713 / 541
Instrument Date	Jul 2, 2026
Transaction Type	Mortgage
Record Updated	Jul 21, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	3031 WHITEWOOD DR, CARMICHAEL, CA 95608-3736

Mortgage

Document Number	2026000541,
Date	Jul 13, 2026
Book Page	20260713/541

Lender

Name	JPMORGAN CHASE BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 9, 2056

Interest

Rate	6.48%
Max Rate	-1%

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	3031 WHITEWOOD DR, CARMICHAEL, CA 95608-3736
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3031 WHITEVVOOD DR, CARMICHAEL, CA 95608

Mortgage

Document Number	0000000026
Date	May 7, 2021
Instrument	202105070026

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	May 1, 2041

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	3031 WHITEWOOD DR, CARMICHAEL, CA 95608-3736
Transaction Type	Mortgage
Record Updated	May 20, 2021
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3031 WHITEVVOOD DR, CARMICHAEL, CA 95608

Mortgage

Document Number	5070000000026
Date	May 7, 2021
Book Page	20210507/26

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	May 1, 2041

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	3031 WHITEWOOD DR, CARMICHAEL, CA 95608-3736
Document Number	2007241732
Instrument Date	Jul 18, 2020
Transaction Type	Mortgage
Record Updated	Aug 11, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3031 WHITEWOOD DR CARMICHAEL CA 956083736, CARMICHAEL, CA 95608-3736

Mortgage

Document Number	2007241732
Date	Jul 24, 2020
Instrument	2007241732

Lender

Name	NEW AMERICAN FNDG
Type	Funding / Finance Company
Address	TUSTIN, CA 92780

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Jul 23, 2045

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$580,052 (+2%) Land $177,566 Building $402,486
2025	$6,882.00 (+2.17%)	$568,680 (+4.04%) Land $174,085 Building $394,595
2024	$6,736.00 (+1.6%)
2023	$6,630.00 (+2.05%)	$546,599 Land $167,326 Building $379,273
2022	$6,497.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2000)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2000 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMICHAEL WATER DISTRICT serves 41,193 people · EPA ID CA3410004
Water Source	Groundwater influenced by surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 418 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Fidium Fiber Fiber	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber, DSL in parts of the area	100 / 20

May also be available: GeoLinks, Succeed.Net, Verizon.

Nearby Properties on Whitewood Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures