Hamilton County property record for 3031 Stout Rd, Cincinnati, OH 45251
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,280 sqft · built 1956 |
| Lot Size | 0.486 acres (21,170 sqft) |
| Owner | Individual Name on File |
| Last Sale | $255,000 (Dec 2023) |
| Tax Bill | $4,278 (2025) |
| Deeds & Mortgages | Mar 2026 Line of Credit Jan 2026 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 510-0034-0025-00 |
| Primary APN | 510-0034-0025-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,280 sqft Living Area |
| Gross Area | 3,296 sqft |
| 1st Floor Area | 1,680 sqft |
| Basement Area | 1,176 sqft |
| Finished Basement | 600 sqft |
| Unfinished Basement | 576 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1956 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Material | Asphalt |
| Lot Area | 21,170 sqft (0.486 acres) |
| Lot Dimensions | 215 ft deep x 95.5 ft wide |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Street Address | 3031 STOUT RD |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45251-1040 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | STOUT RD 95.47 X 215 IRR LOT 5 ARCARO SUB BLK A |
| Legal Subdivision | ARCARO SUB |
| Legal Block | A |
| Legal Lot Number | 5 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | COLERAIN |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 20505 |
3031 Stout Rd is owned by an individual who bought it in December 2023.
Source: Hamilton County records, as of May 7, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3810B WHEELING, WHEELING, WV 26003 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 20, 2026 | Deed of Trust, Mortgage · Line of Credit UNION SAVINGS BANK |
| Jan 22, 2026 | Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK |
| Dec 21, 2023 | Warranty Deed, Transfer · Conventional Mortgage WESBANCO BANK INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 21, 2023 · Amount on File |
| Deed Sale | Dec 21, 2023 · Amount on File |
| Deed Document Number | 202389576 |
| Deed Book / Page | 15067 / 1247 |
| Prior Transfer Date | Aug 17, 2015 |
| Prior Transfer Doc | 0000110189 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 3031 STOUT RD, CINCINNATI, OH 45251-1040 |
| Transaction Type | Mortgage |
| Record Updated | May 19, 2026 |
| Name | Verified Name |
|---|---|
| Address | 3031 STOUT RD, CINCINNATI, OH 45251-1040 |
| Document Number | 0000021007 |
|---|---|
| Date | Mar 20, 2026 |
| Book Page | 15627/2273 |
| Instrument | 2026-0021007 |
| Name | UNION SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45249 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Mar 11, 2036 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 3031 STOUT RD, CINCINNATI, OH 45251-1040 |
| Transaction Type | Mortgage |
| Record Updated | Apr 10, 2026 |
| Title Company | PROMINENT TITLE AGENCY LLC |
| Name | Verified Name |
|---|---|
| Address | 3031 STOUT RD, CINCINNATI, OH 45251-1040 |
| Document Number | 0000005136 |
|---|---|
| Date | Jan 22, 2026 |
| Book Page | 15587/946 |
| Instrument | 2026-0005136 |
| Name | UNION SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45249 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Dec 21, 2023 |
| Property Address | 3031 STOUT RD, CINCINNATI, OH 45251-1040 |
| Document Number | 0000089576 |
| Book / Page | 15067 / 1247 |
| Map Reference | MB 73 PG 65 |
| Instrument Date | Dec 19, 2023 |
| Instrument | 2023-0089576 |
| Transaction Type | Transfer |
| Record Updated | Apr 10, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $255.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3031 STOUT RD, CINCINNATI, OH 45251-1040 |
| Document Number | 0000089577 |
|---|---|
| Date | Dec 21, 2023 |
| Instrument | 2023-0089577 |
| Name | WESBANCO BANK INC |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2054 |
The 2025 property tax bill for 3031 Stout Rd was $4,278, up 7.7% from the year before.
Source: Hamilton County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| County Subdivision | Colerain Township |
| Unified School District | Northwest Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,278.00 (+7.73%) | $74,151 (-) Land $13,230 Building $60,921 | $211,860 Land $37,800 Building $174,060 |
| 2024 | $3,971.00 (+13.62%) | $74,151 (-) Land $13,230 Building $60,921 | |
| 2023 | $3,495.00 (+41.21%) Homeowner's exemption | $74,151 (+60.42%) Land $13,230 Building $60,921 | $211,860 Land $37,800 Building $174,060 |
| 2022 | $2,475.00 Homeowner's exemption | $46,222 Land $11,666 Building $34,556 | |
| 2020 | $132,060 Land $33,330 Building $98,730 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 3031 Stout Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3031 Stout Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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