Contra Costa County property record for 3031 Stephen Dr, Richmond, CA 94803
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,297 sqft · built 1957 |
| Lot Size | 0.138 acres (6,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $775,000 (Mar 2024) |
| Tax Bill | $12,462 (2025) |
| Deeds & Mortgages | Feb 2026 Mortgage Mar 2024 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 431-152-026-8 |
| Primary APN | 431-152-026-8 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,297 sqft Living Area |
| 1st Floor Area | 1,297 sqft |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1957 |
| Lot Area | 6,000 sqft (0.138 acres) |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 3031 STEPHEN DR |
|---|---|
| City | EL SOBRANTE |
| State | CA |
| Zip | 94803-2334 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | TRACT 2203 279 |
| Legal Subdivision | DEANZA VISTA UNIT #2 |
| Legal Tract | 2203 |
| Legal Lot Number | 279 |
| Jurisdiction | CONTRA COSTA CA |
| Township / Civil Division | WEST CONTRA COSTA |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 360200 |
3031 Stephen Dr is owned and occupied by two individuals who bought it in March 2024.
Source: Contra Costa County records, as of July 14, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3031 STEPHEN DR, EL SOBRANTE, CA 94803-2334 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 4, 2026 | Deed of Trust, Mortgage · Conventional Mortgage THE DART BANK |
| Mar 19, 2024 | Grant Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 19, 2024 · Amount on File |
| Deed Sale | Mar 19, 2024 · Amount on File |
| Deed Document Number | 202425085 |
| Prior Transfer Date | Jan 6, 1997 |
| Prior Transfer Doc | 0000005763 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 3031 STEPHEN DR, RICHMOND, CA 94803-2334 |
| Transaction Type | Mortgage |
| Record Updated | Feb 13, 2026 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 3618 ARCADIAN DR, CASTRO VALLEY, CA 94546-1114 |
| Document Number | 0000011238 |
|---|---|
| Date | Feb 4, 2026 |
| Instrument | 2026- 011238 |
| Name | THE DART BANK |
|---|---|
| Type | Bank |
| Address | 368 S PARK ST, MASON, MI 48854 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2056 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Recording Date | Mar 19, 2024 |
| Property Address | 3031 STEPHEN DR, RICHMOND, CA 94803-2334 |
| Document Number | 0000025085 |
| Map Reference | MB 59 PG 20 |
| Instrument Date | Mar 12, 2024 |
| Instrument | 2024-025085 |
| Transaction Type | Transfer |
| Record Updated | Mar 29, 2024 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC TTL CO HILLTOP |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 3618 ARCADIAN DR, CASTRO VALLEY, CA 94546-1114 |
| Document Number | 0000025086 |
|---|---|
| Date | Mar 19, 2024 |
| Instrument | 2024-025086 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2054 |
The 2025 property tax bill for 3031 Stephen Dr was $12,462.
Source: Contra Costa County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | California |
| County | Contra Costa County |
| Municipality | Richmond City |
| Unified School District | West Contra Costa Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $806,310 (+2%) Land $572,220 Building $234,090 | |
| 2025 | $12,462.00 | $790,500 Land $561,000 Building $229,500 |
| 2023 | $2,112.00 (+2.42%) | $68,608 Land $24,570 Building $44,038 |
| 2022 | $2,062.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 3031 Stephen Dr in Zone X, an area of minimal flood risk, though there have been 12 flood claims nearby since 1983.
Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 23 units insured incl. 22 condo units |
| Nearby Flood Claims | 12 (1983–2023) |
| Most Recent Claim | Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3031 Stephen Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2021 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 542 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Sonic Telecom, T-Mobile, Unwired.
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