3031 Spiro Cir, Jacksonville, FL 32246 Property Records

Duval County property record for 3031 Spiro Cir, Jacksonville, FL 32246

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,816 sqft · built 2024
Lot Size0.236 acres (10,285 sqft)
Owner2 Company Names on File
Last Sale$1,157,200 (Apr 2024)
Tax Bill$19,692 (2025)
Deeds & MortgagesAug 2026 Line of Credit
Flood ZoneZone X (minimal risk)
APN167066-7945

Property Details

APN / Parcel Number

Primary APN167066-7945

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,816 sqft Living Area
Gross Area3,954 sqft
1st Floor Area2,816 sqft
FlooringCarpet

Exterior

Year BuiltBuilt 2024
Effective Year BuiltEffective 2024
Exterior MaterialCombination
Roof TypeGable/Hip
Roof MaterialConcrete
Lot Area10,285 sqft (0.236 acres)
Garage TypeAttached
Garage Area724 sqft
Pool Area6 sqft
PorchFinished Screened Porch
Porch Area25 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address3031 SPIRO CIR
CityJACKSONVILLE
StateFL
Zip32246-0750
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal Description80-79 34-2S-28E LIV AT TAMAYA LOT 116
Legal SubdivisionLIV AT TAMAYA
Legal Lot Number116
JurisdictionDUVAL FL
Township / Civil DivisionJACKSONVILLE EAST
Census Block Group1
Census Block1018
Census Tract14339

Owner

3031 Spiro Cir is owned by a company that acquired it in June 2025.

Source: Duval County records, as of September 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Company Names on File
Mailing Address3031 SPIRO CIR, JACKSONVILLE, FL 32246-0750
Owner TypeCompany
VestingLife Tenant

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 23, 2024 · Amount on File
Deed SaleApr 23, 2024 · Amount on File
Deed Document Number202486882
Deed Book / Page21029 / 244
Last Transfer DateJun 14, 2025
Transfer Doc0215331587
Record UpdatedOct 29, 2026

August 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDUVAL FL
Recording DateAug 18, 2026
Property Address3031 SPIRO CIR, JACKSONVILLE, FL 32246-0750
Document Number0000192999
Book / Page22022 / 1233
Instrument DateAug 11, 2026
Instrument2026192999
Transaction TypeMortgage
Record UpdatedSep 9, 2026
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Living Trust, 189
Address3031 SPIRO CIR, JACKSONVILLE, FL 32246-0750

Mortgage

Document Number0000192999,
DateAug 18, 2026
Book Page22022/1233
Instrument2026192999
Lender
NameCAPITAL LENDING
Agreement
TypeLine of Credit
AmountAmount on Record
Term240 Months
DueSep 7, 2046
Interest
Max Rate-1%

Tax Assessment & Valuation

The 2025 property tax bill for 3031 Spiro Cir was $19,692.

Source: Duval County assessment roll, as of September 25, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyDuval County
MunicipalityJacksonville City
Unified School DistrictDuval County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$852,833 Land $225,558 Building $627,275$852,833 Land $225,558 Building $627,275
2025$19,692.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3031 Spiro Cir in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2022.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 194 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies194 in force
Nearby Flood Claims1 (2022)
Claims Outside the SFHA1 of 1
Most Recent ClaimNov 2022 · Hurricane Nicole

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3031 Spiro Cir is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJEA MAJOR GRID
serves 826,664 people · EPA ID FL2161328
Water SourceGroundwater
Last State InspectionFeb 2026
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 150 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable · Fiber in parts of the area
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on Spiro Cir

Nearby Streets

Search Property Records by Address or Parcel Number