3031 S Lock St, Chicago, IL 60608 Property Records

Cook County property record for 3031 S Lock St, Chicago, IL 60608

Property Summary

Property Type	Apartments (5+ Units)
Details	4 bd · 2 ba · 2,995 sqft · built 1887
Lot Size	0.093 acres (4,070 sqft)
Owner	Individual Name on Record
Last Sale	$590,000 (Dec 2022)
Tax Bill	$6,963 (2023)
Deeds & Mortgages	Dec 2022 Sale & Mortgage Sep 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`17-29-323-001`

Property Details

APN / Parcel Number

Primary APN	`17-29-323-001`
Alternative APN	`17-29-323-001-0000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,995 sqft Living Area

Exterior

Year Built	Built 1887
Effective Year Built	Effective 1889
Architectural Style	Multi-Family
Exterior Material	Wood
Construction Type	Frame
Roof Material	Asphalt
Lot Area	4,070 sqft (0.093 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	3031 S LOCK ST
City	CHICAGO
State	IL
Zip	60608-5531
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Local Zoning Code	RS-3
Legal Description	M L & I J (PEIRCES) SUB OF LT2 IN BLK28 OF CANAL TRUS TEES SUB OF BLKS IN SEC 29-39-14
Legal Range	14E
Legal Township	39N
Legal Section	29
Legal Subdivision	PEIRCES SUB
Legal Block	28
Legal Lot Number	2
Jurisdiction	COOK IL
Township / Civil Division	CHICAGO
Census Block Group	1
Census Block	1011
Census Tract	600700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Chicago Park Boulevard System Historic District listed 2018 · 3,052 contributing resources · NRIS 12000040

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3031 S LOCK ST, CHICAGO, IL 60608-5531
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married

Deeds, Mortgages & Sale History

Date	Document
Dec 7, 2022	Warranty Deed, Transfer · FHA Mortgage NEIGHBORHOOD LOANS
Sep 21, 2021	Warranty Deed, Transfer E-CHICAGO TITLE, CHICAGO TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 7, 2022 · Amount on Record
Deed Sale	Dec 7, 2022 · Amount on Record
Prior Sale	Sep 21, 2021 · Amount on Record
Deed Document Number	202233177
Record Updated	Sep 20, 2026

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Dec 7, 2022
Property Address	3031 S LOCK ST, CHICAGO, IL 60608-5531
Document Number	0034133177
Instrument Date	Nov 29, 2022
Instrument	2234133177
Transaction Type	Transfer
Record Updated	Dec 19, 2022
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$590.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3031 S LOCK ST, CHICAGO, IL 60608-5531

Mortgage

Document Number	0034133178
Date	Dec 7, 2022
Instrument	2234133178

Lender

Name	NEIGHBORHOOD LOANS
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2053

Interest

Rate Type	Fixed Rate
Rate	6.99%

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Sep 21, 2021
Property Address	3031 S LOCK ST, CHICAGO, IL 60608-5531
Document Number	0026441206
Instrument Date	Sep 14, 2021
Instrument	2126441206
Transaction Type	Transfer
Record Updated	Sep 29, 2023
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Tax	$240.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3031 S LOCK ST, CHICAGO, IL 60608-5531

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
Municipality	Chicago City
Unified School District	Chicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$43,001 (+30.31%) Land $20,147 Building $22,854	$430,010 (+30.31%) Land $201,470 Building $228,540
2023	$6,963.00 (+2.59%)
2022	$6,787.00 (+2.29%)	$33,000 (-) Land $16,280 Building $16,720	$330,000 (-) Land $162,800 Building $167,200
2021	$6,635.00	$33,000 Land $16,280 Building $16,720	$330,000 Land $162,800 Building $167,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICAGO serves 2,721,308 people · EPA ID IL0316000
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,276 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL in parts of the area	100 / 20

May also be available: T-Mobile.

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