St. Clair County property record for 3031 Riverside Dr, Port Huron, MI 48060
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,842 sqft · built 1992 |
| Lot Size | 1.13 acres (49,353 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $463,500 (Jul 2018) |
| Tax Bill | $11,491 (2025) |
| Deeds & Mortgages | Apr 2024 Mortgage Nov 2021 Line of Credit + 2 more |
| Flood Zone | Zone AE (high risk) |
| APN | 74-06-780-0009-100 |
| Primary APN | 74-06-780-0009-100 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,842 sqft Living Area |
| 1st Floor Area | 1,624 sqft |
| Basement Area | 1,688 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Lot Area | 49,353 sqft (1.13 acres) |
| Lot Depth | 647 ft Depth |
| Garage Area | 1,384 sqft |
| Parking Spaces | 5 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 3031 RIVERSIDE DR |
|---|---|
| City | PORT HURON |
| State | MI |
| Zip | 48060-1898 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | LOT 12 YACHT HARBOR PLAT |
| Legal Subdivision | YACHT HARBOR |
| Legal Lot Number | 12 |
| Legal Unit | 12 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | PORT HURON |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 627000 |
Source: St. Clair County records, as of September 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3031 RIVERSIDE DR, PORT HURON, MI 48060-1898 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 12, 2024 | Deed of Trust, Mortgage JANET FOX |
| Nov 19, 2021 | Deed of Trust, Mortgage · Line of Credit ADVIA CU |
| Apr 24, 2020 | Deed of Trust, Mortgage · Conventional Mortgage MIMUTUAL MTG |
| Jul 11, 2018 | Warranty Deed, Transfer · Conventional with PMI MICHIGAN MUTUAL |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 11, 2018 · Amount on Record |
| Deed Sale | Jul 11, 2018 · Amount on Record |
| Prior Sale | Jan 24, 2005 · Amount on Record |
| Deed Document Number | 201815641 |
| Deed Book / Page | 4965 / 856 |
| Prior Transfer Date | Oct 15, 2007 |
| Prior Transfer Doc | 003775/765 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 3031 RIVERSIDE DR, PORT HURON, MI 48060-1898 |
| Transaction Type | Mortgage |
| Record Updated | Apr 29, 2024 |
| Name | Verified Name |
|---|---|
| Address | 3031 RIVERSIDE DR, PORT HURON, MI 48060-1898 |
| Document Number | 0005705464 |
|---|---|
| Date | Apr 12, 2024 |
| Book Page | 5705/464 |
| Instrument | 2024006699 |
| Name | JANET FOX |
|---|---|
| Type | Private Party |
| Address | 3930 RIVER RD UNIT 29, EAST CHINA, MI 48054 |
| Amount | Amount Recorded |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 3031 RIVERSIDE DR, PORT HURON, MI 48060-1898 |
| Transaction Type | Mortgage |
| Record Updated | Dec 8, 2021 |
| Name | Verified Name |
|---|---|
| Address | 3031 RIVERSIDE DR, PORT HURON, MI 48060-1898 |
| Document Number | 5452815 |
|---|---|
| Date | Nov 19, 2021 |
| Book Page | 5452/815 |
| Instrument | 2021032677 |
| Name | ADVIA CU |
|---|---|
| Type | Credit Union |
| Address | KALAMAZOO, MI 49004 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Nov 18, 2041 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 3031 RIVERSIDE DR, PORT HURON, MI 48060-1898 |
| Document Number | 0051970251 |
| Instrument Date | Apr 24, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 2, 2020 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3031 RIVERSIDE DR PORT HURON MI 480601898, PORT HURON, MI 48060-1898 |
| Document Number | 0051970251 |
|---|---|
| Date | Jun 10, 2020 |
| Book Page | 005197/000251 |
| Name | MIMUTUAL MTG |
|---|---|
| Address | PORT HURON, MI 48060 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 336 Months |
| Due | Jun 9, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Jul 11, 2018 |
| Property Address | 3031 RIVERSIDE DR, PORT HURON, MI 48060-1898 |
| Document Number | 0049650856 |
| Book / Page | 004965 / 000856 |
| Instrument Date | Jun 25, 2018 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2018 |
| Title Company | HURON TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,986.10 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3721 LOTON DR FORT GRATIOT MI 480594257, FORT GRATIOT, MI 48059-4257 |
| Document Number | 49650857 |
|---|---|
| Date | Jul 11, 2018 |
| Book Page | 004965/000857 |
| Name | MICHIGAN MUTUAL |
|---|---|
| Type | Funding / Finance Company |
| Address | PORT HURON, MI 48060 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 10, 2048 |
Source: St. Clair County assessment roll, as of September 17, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| Municipality | Port Huron City |
| Unified School District | Port Huron Area School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $331,900 (+2.95%) | $663,800 (+2.95%) | |
| 2025 | $11,491.00 (+2.52%) Homeowner's exemption | $322,400 (+1.29%) | |
| 2024 | $11,209.00 (+6.35%) | $644,800 (+1.29%) | |
| 2023 | $318,300 | ||
| 2022 | $10,540.00 | $636,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | Yes |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 7 (1981–2024) |
| Claims Outside the SFHA | 3 of 7 |
| Most Recent Claim | Jan 2024 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 89% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PORT HURON serves 28,983 people · EPA ID MI0005480 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2021 |
| Lead | 5 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 299 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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