3031 Regent St, Dayton, OH 45409 Property Records

Montgomery County property record for 3031 Regent St, Dayton, OH 45409

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,242 sqft · built 1958
Lot Size	0.18 acres (7,876 sqft)
Owner	Individual Name on Record
Last Sale	$210,500 (Nov 2023)
Tax Bill	$3,108 (2024)
Deeds & Mortgages	Jan 2026 Mortgage Nov 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`N64 00707 0003`

Property Details

APN / Parcel Number

Primary APN	`N64 00707 0003`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,242 sqft Living Area
1st Floor Area	1,242 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Architectural Style	Ranch
Exterior Material	Brick
Lot Area	7,876 sqft (0.18 acres)
Lot Dimensions	125 ft deep x 63 ft wide
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Enclosed Porch
Porch Area	180 sqft

Utilities, Heating & Cooling

Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3031 REGENT ST
City	DAYTON
State	OH
Zip	45409-1417
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	3 REGENT
Legal Subdivision	REGENT
Legal Lot Number	3
Jurisdiction	MONTGOMERY OH
Township / Civil Division	KETTERING
Census Block Group	1
Census Block	1003
Census Tract	20200

Owner

Source: Montgomery County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	3031 REGENT ST, DAYTON, OH 45409-1417
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 27, 2026	Deed of Trust, Mortgage · VA Mortgage WRIGHT-PATT CREDIT UNION INC
Nov 27, 2023	Survivorship Deed, Transfer · VA Mortgage THE HUNTINGTON NATIONAL BANK
Mar 24, 2020	Quit Claim Deed, Transfer WRIGHT-PATT CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 27, 2023 · Amount on Record
Deed Sale	Nov 27, 2023 · Amount on Record
Prior Sale	Mar 24, 2020 · Amount on Record
Deed Document Number	202300060503
Record Updated	Jun 8, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY OH
Property Address	3031 REGENT ST, DAYTON, OH 45409-1417
Transaction Type	Mortgage
Record Updated	Feb 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3031 REGENT ST, DAYTON, OH 45409-1417

Mortgage

Document Number	0000005179
Date	Jan 27, 2026
Instrument	2026-00005179

Lender

Name	WRIGHT-PATT CREDIT UNION INC
Type	Credit Union
Address	DAYTON, OH 45431

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

November 2023: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	MONTGOMERY OH
Recording Date	Nov 27, 2023
Property Address	3031 REGENT ST, DAYTON, OH 45409-1417
Document Number	0000060503
Map Reference	MB ZZ PG 63
Instrument Date	Nov 1, 2023
Instrument	202300060503
Transaction Type	Transfer
Record Updated	Dec 14, 2023
Title Company	NATIONAL TITLE COMPANY (H, NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3031 REGENT ST, DAYTON, OH 45409-1417

Mortgage

Document Number	0000060504
Date	Nov 27, 2023
Instrument	202300060504

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

March 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONTGOMERY OH
Recording Date	Mar 24, 2020
Property Address	3031 REGENT ST, DAYTON, OH 45409-1417
Document Number	0000018349
Instrument Date	Feb 3, 2020
Instrument	18349
Transaction Type	Transfer
Record Updated	Jun 26, 2020
Title Company	HALLMARK TITLE

Transaction

Amount	Amount Recorded
Tax	$160.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3031 REGENT ST DAYTON OH 454091417, DAYTON, OH 45409-1417

Mortgage

Document Number	18350
Date	Mar 24, 2020
Instrument	18350

Lender

Name	WRIGHT-PATT CU
Type	Credit Union
Address	BEAVERCREEK, OH 45431

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 23, 2050

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Montgomery County
Municipality	Kettering City
Unified School District	Kettering City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$48,690 (-) Land $14,930 Building $33,760
2024	$3,108.00 (+2.74%)
2023	$3,025.00 (+8.31%)	$48,690 (+37%) Land $14,930 Building $33,760	$139,100 (+37%) Land $42,650 Building $96,450
2022	$2,793.00	$35,540 Land $10,900 Building $24,640
2020			$101,530 Land $31,130 Building $70,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 81% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTGOMERY COUNTY WATER SERVICES 1 PWS serves 150,207 people · EPA ID OH5701315
Water Source	Purchased surface water from DAYTON PUBLIC WATER SYSTEM
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2017
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 461 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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