3031 Loyd, Cleburne, TX 76031 Property Records

Johnson County property record for 3031 Loyd, Cleburne, TX 76031

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,745 sqft · built 2022
Lot Size	1.3 acres (56,976 sqft)
Owner	Individual Name on Record
Tax Bill	$3,695 (2025)
Deeds & Mortgages	Apr 2023 Mortgage Oct 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`126.2058.01160`

Property Details

APN / Parcel Number

Primary APN	`126.2058.01160`
Alternative APN	`R000104049`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,745 sqft Living Area

Exterior

Year Built	Built 2022
Lot Area	56,976 sqft (1.3 acres)

Location & Zoning

Account Number	R000104049
Street Address	3031 LOYD
City	CLEBURNE
State	TX
Zip	76031-8604
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 16 BLK 1 FOX OAKS ADDN
Legal Subdivision	FOX OAKS ADDN
Legal Block	1
Legal Lot Number	16
Jurisdiction	JOHNSON TX
Township / Civil Division	CLEBURNE
Census Block Group	1
Census Block	1012
Census Tract	130603

Owner

Source: Johnson County records, as of October 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	3031 LOYD, CLEBURNE, TX 76031-8604
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 10, 2023	Deed of Trust, Mortgage · FHA Mortgage SECURITY NATIONAL MORTGAGE CO
Oct 19, 2022	Vendor's Lien, Transfer · Commercial Mortgage FIRST FINANCIAL BANK NA
Aug 21, 2020	Warranty Deed, Transfer CAPITAL TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 19, 2022
Deed Sale	Oct 19, 2022
Deed Document Number	2022-36477
Record Updated	Jun 8, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSON TX
Property Address	3031 LOYD, CLEBURNE, TX 76031-8604
Transaction Type	Mortgage
Record Updated	Oct 16, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009257
Date	Apr 10, 2023
Instrument	2023-9257

Lender

Name	SECURITY NATIONAL MORTGAGE CO
Type	Mortgage Company
Address	34123

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

October 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	JOHNSON TX
Recording Date	Oct 19, 2022
Property Address	3031 LOYD, CLEBURNE, TX 76031-8604
Document Number	0000036477
Map Reference	VOL 11 PG 701
Instrument Date	Oct 18, 2022
Instrument	2022-36477
Transaction Type	Transfer
Record Updated	Oct 16, 2023
Title Company	PROROVIDENCE TITLE COMPANY, PROVIDENCE TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5401 COUNTY ROAD 312, CLEBURNE, TX 76031-8531

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3021 LOYD, CLEBURNE, TX 76031-8604

Mortgage

Document Number	0000036478
Date	Oct 19, 2022
Instrument	2022-36478

Lender

Name	FIRST FINANCIAL BANK NA
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Oct 17, 2023

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JOHNSON TX
Recording Date	Aug 21, 2020
Property Address	3031 LOYD, CLEBURNE, TX 76031-8604
Document Number	0000025530
Instrument Date	Aug 20, 2020
Instrument	25530
Transaction Type	Transfer
Record Updated	Oct 9, 2020
Title Company	CAPITAL TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5401 COUNTY ROAD 312 CLEBURNE TX 760318531, CLEBURNE, TX 76031-8531

Tax Assessment & Valuation

Source: Johnson County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Johnson County
Unified School District	Cleburne Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,695.00 Homeowner's exemption	$292,544 (+101.14%) Land $82,404 Building $210,140	$292,544 (+101.14%) Land $82,404 Building $210,140
2023		$145,446 Land $82,404 Building $63,042	$145,446 Land $82,404 Building $63,042

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 85% of the US · above 80% of Texas
Wildfire Likelihood	0.7% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JOHNSON COUNTY SUD serves 65,517 people · EPA ID TX1260018
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2023
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
United Electric Cooperative Services Fiber	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100

May also be available: AT&T.

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