3031 Laguna Cliffs, Converse, TX 78109 Property Records

Bexar County property record for 3031 Laguna Cliffs, Converse, TX 78109

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,248 sqft · built 2023
Lot Size	0.086 acres (3,738 sqft)
Owner	Individual Name on File
Last Sale	$236,151 (Dec 2023)
Tax Bill	$2,121 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Dec 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05090-221-0210`

Property Details

APN / Parcel Number

Primary APN	`05090-221-0210`
Alternative APN	`1352753`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,248 sqft Living Area
Gross Area	1,648 sqft
1st Floor Area	1,248 sqft

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Roof Material	Asphalt
Lot Area	3,738 sqft (0.086 acres)
Garage Type	Attached
Garage Area	400 sqft
Porch	Open Porch
Porch Area	28 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3031 LAGUNA CLFS
City	CONVERSE
State	TX
Zip	78109-3959
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CB 5090B (HORIZON POINTE UT-9 & 22), BLOCK 21 LOT 21 2022-NEW PER PLAT 20002/648-650 FILED 5-7-2021. CR-53130. JLF/GIS/10-5-2021
Legal Subdivision	CB 5090B (HORIZON POINTE UT-9 & 22)
Legal Block	21
Legal Lot Number	21
Jurisdiction	BEXAR TX
Township / Civil Division	SAN ANTONIO NORTHEAST
Census Block Group	3
Census Block	3000
Census Tract	131615

Owner

Source: Bexar County assessment roll, as of May 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3031 LAGUNA CLFS, CONVERSE, TX 78109-3959
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 21, 2026	Deed of Trust, Mortgage · VA Mortgage ZOOM HOME LENDING LLC
Dec 29, 2023	Vendor's Lien, Subdivision Related Transfer · VA Mortgage LENDLO MORTGAGE LLC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 29, 2023 · Amount on Record
Deed Sale	Dec 29, 2023 · Amount on Record
Deed Document Number	2023236447
Record Updated	Sep 20, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEXAR TX
Property Address	3031 LAGUNA CLFS, CONVERSE, TX 78109-3959
Transaction Type	Mortgage
Record Updated	Feb 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3031 LAGUNA CLFS, CONVERSE, TX 78109-3959

Mortgage

Document Number	0000011790
Date	Jan 21, 2026
Instrument	20260011790

Lender

Name	ZOOM HOME LENDING LLC
Type	Mortgage Company
Address	LIVONIA, MI 48152

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

December 2023: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	BEXAR TX
Recording Date	Dec 29, 2023
Property Address	3031 LAGUNA CLFS, CONVERSE, TX 78109-3959
Document Number	0000236447
Map Reference	VOL 20002 PG 648
Instrument Date	Dec 29, 2023
Instrument	20230236447
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 23, 2025
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3031 LAGUNA CLFS, CONVERSE, TX 78109-3959

Mortgage

Document Number	0000236448
Date	Dec 29, 2023
Instrument	20230236448

Lender

Name	LENDLO MORTGAGE LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2054

Tax Assessment & Valuation

Source: Bexar County assessment roll, as of May 26, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bexar County
Unified School District	Judson Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,121.00 (-29.81%) Homeowner's exemption	$204,470 (+474.35%) Land $37,190 Building $167,280	$204,470 (+474.35%) Land $37,190 Building $167,280
2024	$3,022.00 (+345.72%)
2023	$678.00 (-1.74%)	$35,600 Land $35,600	$35,600 Land $35,600
2022	$690.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 70% of Texas
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN ANTONIO WATER SYSTEM serves 2,643,729 people · EPA ID TX0150018
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 398 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Alamo Broadband Fixed Wireless	990 / 300
Verizon Fixed Wireless	300 / 20
CellTex Networks Fixed Wireless	100 / 20

May also be available: Hotwire Communications, T-Mobile USA.

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