3031 Keel Way, Oxnard, CA 93035 Property Records

Ventura County property record for 3031 Keel Way, Oxnard, CA 93035

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,850 sqft · built 1980
Lot Size	0.149 acres (6,498 sqft)
Owner	Individual Name on File
Last Sale	$540,000 (Feb 2019)
Tax Bill	$5,311 (2025)
Deeds & Mortgages	Nov 2022 Line of Credit Mar 2021 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`187-0-194-205`

Property Details

APN / Parcel Number

Primary APN	`187-0-194-205`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,850 sqft Living Area
1st Floor Area	941 sqft
2nd Floor Area	909 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Exterior Material	Stucco
Construction Type	Frame
Lot Area	6,498 sqft (0.149 acres)
Lot Dimensions	104 ft deep x 62 ft wide
Garage Area	700 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	89 sqft
Deck Area	288 sqft
Patio Area	288 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	3031 KEEL WAY
City	OXNARD
State	CA
Zip	93035-3242
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	TRACT: 253003 LOT: 105 REF: 077MR 067
Legal Subdivision	2530-3
Legal Tract	253003
Legal Block	194
Legal Lot Number	105
Jurisdiction	VENTURA CA
Township / Civil Division	OXNARD
Census Block Group	3
Census Block	3005
Census Tract	3614

Owner

3031 Keel Way is owned and occupied by an individual who bought it in February 2019.

Source: Ventura County records, as of July 15, 2026

Owner of Record	Individual Name on File
Mailing Address	3031 KEEL WAY, OXNARD, CA 93035-3242
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2022	Deed of Trust, Mortgage · Line of Credit NAVY FCU
Mar 16, 2021	Deed of Trust, Mortgage · VA Mortgage OPEN MORTGAGE LLC
Feb 7, 2019	Grant Deed, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 7, 2019 · Amount on File
Deed Sale	Feb 7, 2019 · Amount on File
Deed Document Number	201911875
Prior Transfer Date	Jul 30, 2002
Prior Transfer Doc	0000194446
Record Updated	Oct 29, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	3031 KEEL WAY, OXNARD, CA 93035-3242
Transaction Type	Mortgage
Record Updated	Nov 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 988, PORT HUENEME, CA 93044-0988

Mortgage

Document Number	2022000106953
Date	Nov 3, 2022
Instrument	2022000106953

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	479 Months
Due	Oct 1, 2062

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	3031 KEEL WAY, OXNARD, CA 93035-3242
Transaction Type	Mortgage
Record Updated	Apr 1, 2021
Title Company	CHICAGO TITLE COMPANY-SD, CHICAGO TITLE COMPANY SD

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3031 KEEL WAY, OXNARD, CA 93035-3242

Mortgage

Document Number	0000054970
Date	Mar 16, 2021
Instrument	20210316-00054970

Lender

Name	OPEN MORTGAGE LLC
Type	Mortgage Company
Address	AUSTIN, TX 78737

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

February 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	VENTURA CA
Recording Date	Feb 7, 2019
Property Address	3031 KEEL WAY, OXNARD, CA 93035-3242
Document Number	0000011875
Map Reference	MB 77 PG 67-69
Instrument Date	Jan 11, 2019
Instrument	20190207-00011875
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	CHICAGO TITLE CO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 988, PORT HUENEME, CA 93044-0988

Mortgage

Document Number	0000011876
Date	Feb 7, 2019
Instrument	20190207-00011876

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 3031 Keel Way was $5,311 with a veteran's exemption, up 1.7% from the year before.

Source: Ventura County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	Ventura County
Municipality	Oxnard City
Elementary School District	Oxnard Elementary School District (KG - 08)
Secondary School District	Oxnard Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$614,423 (+2%) Land $399,378 Building $215,045
2025	$5,311.00 (+1.67%) Veteran's exemption	$602,376 Land $391,547 Building $210,829
2024	$5,224.00 (+2.45%)
2023	$5,099.00 (+1.17%)	$578,986 Land $376,342 Building $202,644
2022	$5,040.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3031 Keel Way in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3031 Keel Way has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OXNARD WATER DEPT serves 200,232 people · EPA ID CA5610007
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 803 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Frontier, GeoLinks.

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