3031 Flagler Ave, Key West, FL 33040 Property Records

Monroe County property record for 3031 Flagler Ave, Key West, FL 33040

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 1,692 sqft · built 1958
Lot Size0.144 acres (6,292 sqft)
OwnerIndividual Name on Record
Last Sale$293,000 (Nov 2015)
Tax Bill$3,388 (2024)
Deeds & MortgagesMay 2026 Mortgage
Mar 2017 Line of Credit
Flood ZoneZone AE (high risk)
APN00066320-000000

Property Details

APN / Parcel Number

Primary APN00066320-000000
Alternative APN
  • 1070271

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area1,692 sqft Living Area
1st Floor Area1,692 sqft
AtticAttic
Attic Area253 sqft
FlooringConcrete/Cement
Interior WallsWood

Exterior

Year BuiltBuilt 1958
Effective Year BuiltEffective 2015
Exterior MaterialMetal
Construction TypeMetal Frame
Foundation TypeBlock
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area6,292 sqft (0.144 acres)
Garage TypeCarport
Garage Area253 sqft
CarportCarport
Carport Area253 sqft

Exterior Amenities

Pool Area352 sqft
PorchOpen Porch
Porch Area117 sqft
Deck Area318 sqft
Patio Area1,379 sqft

Utilities, Heating & Cooling

Cooling SystemWall Unit
Heating SystemForced Air with A/C

Location & Zoning

Account Number1070271
Street Address3031 FLAGLER AVE
CityKEY WEST
StateFL
Zip33040-4005
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSF-2
Legal DescriptionKW LIME GROVE SUB PT SALT POND LTS 7-8 PB2-22 LOT 6 SQR 3 G29-193 OR300-68/69 OR652-868/69 OR751-875D/C OR752-1131/32 OR781-717 PROB82-209-CP-12 OR858-5/6 OR859-1146/49WILL OR881-2191D/C OR896-1019 OR967-353 OR967-354 OR1066-727 OR1211-192/93 OR1270-
Legal Range25E
Legal Township67S
Legal Section33
Legal SubdivisionLIME GROVE SUB
Legal Block3
Legal Lot Number7-8,6
JurisdictionMONROE FL
Township / Civil DivisionKEY WEST
Census Block Group2
Census Block2031
Census Tract972100

Owner

Source: Monroe County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3031 FLAGLER AVE, KEY WEST, FL 33040-4005
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 13, 2026Deed of Trust, Mortgage · VA Mortgage
ROCKET MORTGAGE LLC
Mar 30, 2017Trustee's Deed, Construction Loan · Line of Credit
FIRST ST BK/FL KEYS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 10, 2015 · Amount on Record
Deed SaleNov 10, 2015 · Amount on Record
Prior SaleNov 25, 2014
Deed Document Number20152052665
Deed Book / Page2769 / 150
Record UpdatedOct 29, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE FL
Recording DateMay 13, 2026
Property Address3031 FLAGLER AVE, KEY WEST, FL 33040-4005
Document Number0002543479
Book / Page3380 / 2332
Instrument DateMay 5, 2026
Instrument20262543479
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address3031 FLAGLER AVE, KEY WEST, FL 33040-4005

Mortgage

Document Number0002543479,
DateMay 13, 2026
Book Page3380/2332
Instrument20262543479
Lender
NameROCKET MORTGAGE LLC
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2056
Interest
Rate6.37%
Max Rate-1%

March 2017: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionMONROE FL
Recording DateMar 30, 2017
Property Address3031 FLAGLER AVE, KEY WEST, FL 33040-4005
Document Number0028461343
Book / Page002846 / 001343
Instrument DateMar 20, 2017
Instrument2116689
Transaction TypeConstruction Loan
Record UpdatedJun 13, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
Address3031 FLAGLER AVE KEY WEST FL 330404005, KEY WEST, FL 33040-4005

Mortgage

Document Number28461343
DateMar 30, 2017
Book Page002846/001343
Instrument2116689
Lender
NameFIRST ST BK/FL KEYS
TypeBank
AddressKEY WEST, FL 33041
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueMar 29, 2027
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
MunicipalityKey West City
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$411,221 (+5.99%)$789,819 (+4.87%) Land $458,058 Building $331,761
2024$3,388.00 (+1.96%)
2023$3,323.00 (+4.66%) Senior Citizen's exemption$387,993 (+3%)$753,147 (+23.53%) Land $444,215 Building $308,932
2022$3,175.00 Senior Citizen's exemption$376,693$609,706 Land $322,150 Building $287,556

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation8.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 300 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies313 units insured
incl. 13 condo units
Nearby Flood Claims517 (1980–2022)
Most Recent ClaimOct 2022 · Hurricane Ian
Claims by Event
  • Hurricane Irma, Sep 2017 · 59 claims
  • Hurricane Wilma, Oct 2005 · 309 claims
  • Hurricane Georges, Sep 1998 · 59 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 443 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T, Hotwire Communications, Verizon.

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