3031 Barr Rd, Concord, NC 28027 Property Records

Cabarrus County property record for 3031 Barr Rd, Concord, NC 28027 · Last verified April 2026

Property Summary

Property Type	Rural Home
Details	4 bd · 4.5 ba · 3,554 sqft · built 2005
Lot Size	3.5 acres (152,460 sqft)
Owner	2 Individual Names on File
Last Sale	$235,000 (Jun 2007)
Tax Bill	$7,007 (2025)
Deeds & Mortgages	Mar 2020 Mortgage Jul 2020 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`4692 75 5304`

Property Details

APN / Parcel Number

Primary APN	`4692 75 5304`
Alternative APNs	`04050 0034.000000` `5326060`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,554 sqft Living Area
Gross Area	7,104 sqft
1st Floor Area	2,301 sqft
Upper Floors Area	1,253 sqft
Basement Area	2,301 sqft
Finished Basement	2,301 sqft
Flooring	Hardwood
Interior Walls	Custom/Decorative
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Wood
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	152,460 sqft (3.5 acres)
Lot Width	353 ft Width
Garage Type	Mixed
Garage Area	612 sqft
Driveway	Asphalt Driveway
Driveway Area	1,550 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	637 sqft
Patio Area	35 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	5326060
Street Address	3031 BARR RD
City	CONCORD
State	NC
Zip	28027-7664
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	W/S BARR ROAD
Legal Subdivision	LAKE HOWELL WATERSHED
Jurisdiction	CABARRUS NC
Township / Civil Division	4, KANNAPOLIS
Census Block Group	2
Census Block	2047
Census Tract	41201

Owner

Source: Cabarrus County records · APN 4692 75 5304

Assessment roll updated September 23, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3031 BARR RD, CONCORD, NC 28027-7664
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Mar 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage COGENT BANK
Jul 08, 2020	Deed of Trust, Mortgage · Line of Credit COGENT BANK
Feb 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage COGENT BANK
Apr 22, 2021	Deed of Trust, Mortgage · Line of Credit COGENT BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 27, 2007 · Amount on Record
Deed Sale	Jun 27, 2007 · Amount on Record
Prior Sale	Apr 25, 2005 · Amount on Record
Deed Book / Page	7630 / 283
Prior Transfer Date	Jan 16, 2004
Prior Transfer Doc	5098156
Record Updated	Jun 08, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	3031 BARR RD, CONCORD, NC 28027-7664
Transaction Type	Mortgage
Record Updated	Aug 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0014059187
Date	Mar 16, 2020
Book Page	14059/187

Lender

Name	COGENT BANK
Type	Bank
Address	NASHVILLE, TN 37201

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Apr 01, 2040

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	3031 BARR RD, CONCORD, NC 28027-7664
Transaction Type	Mortgage
Record Updated	Aug 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0014310232
Date	Jul 08, 2020
Book Page	14310/232

Lender

Name	COGENT BANK
Type	Bank
Address	MOORESVILLE, NC 28117

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	239 Months
Due	Jun 19, 2040

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	3031 BARR RD, CONCORD, NC 28027-7664
Transaction Type	Mortgage
Record Updated	Aug 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0014943172
Date	Feb 25, 2021
Book Page	14943/172

Lender

Name	COGENT BANK
Type	Bank
Address	NASHVILLE, TN 37201

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 01, 2036

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	3031 BARR RD, CONCORD, NC 28027-7664
Transaction Type	Mortgage
Record Updated	Aug 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001511152
Date	Apr 22, 2021
Book Page	15111/52

Lender

Name	COGENT BANK
Type	Bank
Address	MOORESVILLE, NC 28117

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Apr 08, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Cabarrus County records · Assessment roll updated September 23, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,007.00 (+18.38%)	$1,036,570 (+47.11%) Land $170,720 Building $865,850
2024			$1,036,570 (+47.11%) Land $170,720 Building $865,850
2023	$5,919.00	$704,640 Land $107,020 Building $597,620	$704,640 Land $107,020 Building $597,620

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cabarrus County (37025C), updated July 1, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370250412012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2023)
Most Recent Claim	Jun 2023, river or lake flooding

Wildfire

Wildfire Risk	Low above 34% of the US · above 46% of North Carolina
Wildfire Likelihood	About 1 in 2,128 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 42 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Uniti Group	Fiber	2,000 / 2,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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