3030 W Tower Ave, Cincinnati, OH 45238 Property Records

Hamilton County property record for 3030 W Tower Ave, Cincinnati, OH 45238

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,197 sqft · built 1937
Lot Size	0.171 acres (7,492 sqft)
Owner	Company Name on Record
Tax Bill	$3,613 (2025)
Deeds & Mortgages	Jan 2026 Second Mortgage Jan 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`248-0001-0020-00`

Property Details

APN / Parcel Number

Primary APN	`248-0001-0020-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,197 sqft Living Area
1st Floor Area	1,234 sqft
2nd Floor Area	963 sqft
Upper Floors Area	987 sqft
Basement Area	1,234 sqft

Exterior

Year Built	Built 1937
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Masonry / Concrete Block
Lot Area	7,492 sqft (0.171 acres)
Lot Dimensions	152 ft deep x 50 ft wide
Garage Type	Basement
Garage Area	200 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	77 sqft
Patio Area	337 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC

Location & Zoning

Street Address	3030 WEST TOWER AVE
City	CINCINNATI
State	OH
Zip	45238-3513
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WEST TOWER AVE 50 X 152.32 IRR NS WEST TOWER AVE 345 FT W OF FERGUSON
Legal Subdivision	WM SP OSKAMP
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	1
Census Block	1000
Census Tract	10900

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	3281 WERK RD, CINCINNATI, OH 45211-6843
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jan 16, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage AMERICAN LENDING GROUP LLC
Jan 23, 2018	Warranty Deed, Transfer · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 31, 2024
Deed Sale	May 31, 2024
Prior Sale	Jun 4, 2001 · Amount on Record
Deed Document Number	18-0006301
Prior Transfer Date	Jan 23, 2018
Prior Transfer Doc	18-0006301
Record Updated	Jun 8, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	3030 WEST TOWER AVE, CINCINNATI, OH 45238-3513
Transaction Type	Mortgage
Record Updated	Feb 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3030 W TOWER AVE, CINCINNATI, OH 45238-3513

Mortgage

Document Number	0000004211
Date	Jan 16, 2026
Book Page	15584/1378
Instrument	2026-0004211

Lender

Name	AMERICAN LENDING GROUP LLC
Type	Mortgage Company
Address	CINCINNATI, OH 45211

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	232 Months
Due	May 1, 2045

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Jan 23, 2018
Property Address	3030 W TOWER AVE, CINCINNATI, OH 45238-3513
Document Number	0000006301
Map Reference	MB 1611 PG 411
Instrument Date	Jan 19, 2018
Instrument	18-0006301
Transaction Type	Transfer
Record Updated	Feb 22, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$225.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	3030 W TOWER AVE, CINCINNATI, OH 45238-3513

Mortgage

Document Number	0000006302
Date	Jan 23, 2018
Instrument	18-0006302

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2048

Mortgage

Document Number	0000006304
Date	Jan 23, 2018
Instrument	18-0006304

Lender

Name	OHIO MUNICIPAL CORPORATION
Type	Non-Lending Institution
Address	CINCINNATI, OH 45202

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,613.00 (+3.14%)	$58,548 (-) Land $7,350 Building $51,198
2024	$3,503.00 (-2.21%)	$58,548 (-) Land $7,350 Building $51,198
2023	$3,582.00 (+99.22%)	$58,548 (+123.03%) Land $7,350 Building $51,198	$167,280 (+123.04%) Land $21,000 Building $146,280
2022	$1,798.00 Homeowner's exemption	$26,251 Land $5,968 Building $20,283
2020			$75,000 Land $17,050 Building $57,950

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 74% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 412 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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