3030 Ray Owens Rd, Appling, GA 30802 Property Records

Columbia County property record for 3030 Ray Owens Rd, Appling, GA 30802

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,510 sqft · built 1985
Lot Size	17.9 acres (781,902 sqft)
Owner	2 Individual Names on File
Last Sale	$855,000 (Sep 2024)
Tax Bill	$6,027 (2026)
Deeds & Mortgages	Aug 2023 Line of Credit Sep 2024 Sale & Mortgage + 3 more
Flood Zone	Zone A (high risk)
APN	`026 004G`

Property Details

APN / Parcel Number

Primary APN	`026 004G`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	2,510 sqft Finished Area

Exterior

Year Built	Built 1985
Effective Year Built	Effective 2001
Construction Type	Frame
Lot Area	781,902 sqft (17.9 acres)

Location & Zoning

Street Address	3030 RAY OWENS RD
City	APPLING
State	GA
Zip	30802-2205
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-A;RES-AG
Legal Description	17.95 ACS
Legal Subdivision	WL POLATTY
Jurisdiction	COLUMBIA GA
Township / Civil Division	APPLING
Census Block Group	1
Census Block	1000
Census Tract	30404

Owner

3030 Ray Owens Rd is owned and occupied by two individuals who bought it in September 2024.

Source: Columbia County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3030 RAY OWENS RD, APPLING, GA 30802-2205
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 30, 2023	Deed of Trust, Mortgage · Line of Credit SECURITY FEDERAL BANK
Sep 18, 2024	Warranty Deed, Transfer · Conventional Mortgage QUEENSBOROUGH NATIONAL BANK
Jun 22, 2020	Deed of Trust, Mortgage · Conventional with PMI SECURITY FED'L BK
Aug 9, 2019	Deed of Trust, Mortgage · Conventional Mortgage SECURITY FED'L BK
Sep 11, 2018	Grant Deed, Transfer · Conventional Mortgage SECURITY FED'L BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 18, 2024 · Amount on File
Deed Sale	Sep 18, 2024 · Amount on File
Prior Sale	Aug 16, 2018 · Amount on File
Deed Book / Page	15321 / 80
Transfer Doc	2012006850
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLUMBIA GA
Property Address	3030 RAY OWENS RD, APPLING, GA 30802-2205
Transaction Type	Mortgage
Record Updated	Dec 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3030 RAY OWENS RD, APPLING, GA 30802-2205

Mortgage

Document Number	00014876/1
Date	Aug 30, 2023
Book Page	0000014876/0000000001

Lender

Name	SECURITY FEDERAL BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Jan 1, 2043

September 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLUMBIA GA
Recording Date	Sep 18, 2024
Property Address	3030 RAY OWENS RD, APPLING, GA 30802-2205
Document Number	0015321/80
Book / Page	15321 / 80
Instrument Date	Sep 16, 2024
Transaction Type	Transfer
Record Updated	Oct 13, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3030 RAY OWENS RD, APPLING, GA 30802-2205

Mortgage

Document Number	0001532182
Date	Sep 18, 2024
Instrument	15321/82

Lender

Name	QUEENSBOROUGH NATIONAL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	352 Months
Due	Jan 1, 2054

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLUMBIA GA
Property Address	3030 RAY OWENS RD, APPLING, GA 30802-2205
Document Number	2663/0101
Instrument Date	Jun 22, 2020
Transaction Type	Mortgage
Record Updated	Jul 30, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3030 RAY OWENS RD APPLING GA 308022205, APPLING, GA 30802-2205

Mortgage

Document Number	2663/0101
Date	Jun 29, 2020
Book Page	012663/000101

Lender

Name	SECURITY FED'L BK
Type	Bank
Address	AIKEN, SC 29802

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jun 28, 2050

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLUMBIA GA
Property Address	3030 RAY OWENS RD, APPLING, GA 30802-2205
Document Number	2108/0001
Instrument Date	Aug 9, 2019
Transaction Type	Mortgage
Record Updated	Sep 2, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3030 RAY OWENS RD APPLING GA 308022205, APPLING, GA 30802-2205

Mortgage

Document Number	2108/0001
Date	Aug 19, 2019
Book Page	012108/000001

Lender

Name	SECURITY FED'L BK
Type	Bank
Address	AIKEN, SC 29802

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 18, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.25%

September 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	COLUMBIA GA
Recording Date	Sep 11, 2018
Property Address	3030 RAY OWENS RD, APPLING, GA 30802-2205
Document Number	1631/0001
Book / Page	011631 / 000001
Instrument Date	Aug 16, 2018
Transaction Type	Transfer
Record Updated	Jun 4, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$199.90
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3030 RAY OWENS RD APPLING GA 308022205, APPLING, GA 30802-2205

Mortgage

Document Number	1631/0002
Date	Sep 11, 2018
Book Page	011631/000002

Lender

Name	SECURITY FED'L BK
Type	Bank
Address	AIKEN, SC 29802

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Sep 10, 2023

Tax Assessment & Valuation

The 2026 property tax bill for 3030 Ray Owens Rd was $6,027, down 12.1% from the year before.

Source: Columbia County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Columbia County
Unified School District	Columbia County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,027.00 (-12.12%)	$298,032 (+3.58%) Land $128,992 Building $169,040	$745,080 (+3.58%) Land $322,481 Building $422,599
2025	$6,858.00	$287,741 Land $128,992 Building $158,749	$719,354 Land $322,481 Building $396,873
2023	$2,767.00 (+6.92%)	$108,772 (+9.14%) Land $61,116 Building $47,656	$271,930 (+9.14%) Land $152,791 Building $119,139
2022	$2,588.00	$99,662 Land $52,215 Building $47,447	$249,156 Land $130,538 Building $118,618

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 3030 Ray Owens Rd in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3030 Ray Owens Rd is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 67% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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