DeKalb County property record for 3030 Co Rd 10, Waterloo, IN 46793
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,744 sqft · built 1970 |
| Lot Size | 2.37 acres (103,324 sqft) |
| Owner | Individual Name on File |
| Last Sale | $179,900 (Jan 2023) |
| Tax Bill | $611 (2025) |
| Deeds & Mortgages | Jan 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-02-17-400-004.000-018 |
| Primary APN | 17-02-17-400-004.000-018 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,744 sqft Living Area |
| 1st Floor Area | 1,760 sqft |
| Basement Area | 788 sqft |
| Unfinished Basement | 788 sqft |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Construction Type | Wood |
| Foundation Type | Raised |
| Roof Material | Asphalt |
| Lot Area | 103,324 sqft (2.37 acres) |
| Terrain | Rolling |
| Garage Type | Detached |
| Garage Area | 864 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pool Type | Above-Ground Pool |
| Heating System | Central |
|---|
| Account Number | 100217400004 |
|---|---|
| Street Address | 3030 COUNTY ROAD 10 |
| City | WATERLOO |
| State | IN |
| Zip | 46793-9587 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT W1/2 SE1/4 SECTION 17 TWP 35 RANGE 13 ACRES 2.372 |
| Jurisdiction | DE KALB IN |
| Township / Civil Division | SMITHFIELD |
| Census Block Group | 3 |
| Census Block | 3039 |
| Census Tract | 20100 |
3030 Co Rd 10 is owned and occupied by an individual who bought it in January 2023.
Source: DeKalb County records, as of October 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3030 COUNTY ROAD 10, WATERLOO, IN 46793-9587 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 19, 2023 · Amount on File |
| Deed Sale | Jan 19, 2023 · Amount on File |
| Prior Sale | Sep 12, 2022 |
| Deed Document Number | 2023247 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | DE KALB IN |
| Recording Date | Jan 19, 2023 |
| Property Address | 3030 COUNTY ROAD 10, WATERLOO, IN 46793-9587 |
| Document Number | 0202300247 |
| Instrument Date | Jan 13, 2023 |
| Instrument | 202300247 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Nov 10, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | IN |
| Name | Verified Name |
|---|---|
| Address | 3030 COUNTY ROAD 10, WATERLOO, IN 46793-9587 |
| Document Number | 0202300248 |
|---|---|
| Date | Jan 19, 2023 |
| Instrument | 202300248 |
| Name | RUOFF MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2053 |
The 2025 property tax bill for 3030 Co Rd 10 was $611, up 0.3% from the year before.
Source: DeKalb County assessment roll, as of June 19, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | DeKalb County |
| County Subdivision | Smithfield Township |
| Unified School District | DeKalb County Central United School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $611.00 (+0.33%) | $157,500 (+4.93%) Land $40,700 Building $116,800 | $157,500 (+4.93%) Land $40,700 Building $116,800 |
| 2024 | $609.00 (+7.41%) | $150,100 (+4.09%) Land $39,100 Building $111,000 | $150,100 (+4.09%) Land $39,100 Building $111,000 |
| 2023 | $567.00 (-27.03%) | $144,200 (-8.04%) Land $37,600 Building $106,600 | $144,200 (-8.04%) Land $37,600 Building $106,600 |
| 2022 | $777.00 | $156,800 Land $32,700 Building $124,100 | $156,800 Land $32,700 Building $124,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3030 Co Rd 10 in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2009.
Source: FEMA National Flood Hazard Layer, effective July 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2009) |
| Most Recent Claim | Mar 2009 · Severe Storms, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 3030 Co Rd 10 has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Steuben County REMC Fiber | 1,000 / 1,000 |
| MetaLINK Technologies Fixed Wireless | 500 / 100 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| Lakeland Internet Fixed Wireless | 100 / 20 |
5G (outdoors only) and 4G LTE
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