3030 Binnacle Dr, Apt 109, Naples, FL 34103 Property Records

Collier County property record for 3030 Binnacle Dr, Apt 109, Naples, FL 34103

Property Summary

Property TypeCondominium
Details1,092 sqft · built 1974
Owner2 Individual Names on File
Last Sale$285,000 (Mar 2021)
Tax Bill$3,390 (2025)
Deeds & MortgagesMar 2021 Sale & Mortgage
Jan 2021 Sale
Flood ZoneZone X (moderate risk)
APN030700 1094A21

Property Details

APN / Parcel Number

Primary APN030700 1094A21
Alternative APNs
  • 052803600020082001094
  • 05280360002
  • 5280360002

Interior

Units31 Units
Building Area1,092 sqft Living Area
1st Floor Area1,092 sqft

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 1974
Architectural StyleCondo/Apartment

Location & Zoning

Street Address3030 BINNACLE DR, 109
CityNAPLES
StateFL
Zip34103-4150
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionCHATEAU SUZANNE A CONDOMINIUM UNIT 109
Legal Range25
Legal Township49
Legal Section21
Legal SubdivisionCHATEAU SUZANNE A CONDOMINIUM
Legal Tract030700
Legal Block1
Legal Lot Number109
JurisdictionCOLLIER FL
Township / Civil DivisionNAPLES
Census Block Group1
Census Block1005
Census Tract301

Owner

3030 Binnacle Dr, Apt 109 is owned and occupied by two individuals who bought it in March 2021.

Source: Collier County records, as of August 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address3030 BINNACLE DR, 109, NAPLES, FL 34103-4150
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 22, 2021Warranty Deed, Transfer · Conventional Mortgage
CROSSCOUNTRY MORTGAGE LLC
Jan 19, 2021Warranty Deed, Transfer
CYPRESS TITLE AND ESCROW INC, CYPRESS TITLE & ESCROW INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 22, 2021 · Amount on File
Deed SaleMar 22, 2021 · Amount on File
Prior SaleJan 19, 2021 · Amount on File
Deed Document Number20216022830
Deed Book / Page5912 / 2130
Record UpdatedOct 29, 2026

March 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOLLIER FL
Recording DateMar 22, 2021
Property Address3030 BINNACLE DR APT 109, 109, NAPLES, FL 34103-4150
Document Number0059122130
Book / Page5912 / 2130
Map ReferenceMB 602 PG 1713
Instrument DateMar 18, 2021
Instrument6022830
Transaction TypeTransfer
Record UpdatedDec 30, 2021
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,995.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address16215 MARSILEA PL, 16215, NAPLES, FL 34110-2892

Transferred To (Grantee/Buyer)

NameVerified Name
Address3030 BINNACLE DR APT 109, 109, NAPLES, FL 34103-4150

Mortgage

Document Number0059122132
DateMar 22, 2021
Instrument5912/2132
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2051

January 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOLLIER FL
Recording DateJan 19, 2021
Property Address3030 BINNACLE DR APT 109, 109, NAPLES, FL 34103-4150
Document Number0058773941
Book / Page005877 / 003941
Instrument DateJan 15, 2021
Instrument5986674
Transaction TypeTransfer
Record UpdatedFeb 1, 2021
Title CompanyCYPRESS TITLE AND ESCROW INC, CYPRESS TITLE & ESCROW INC

Transaction

AmountAmount on Record
Tax$1,575.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address16215 MARSILEA PL NAPLES FL 341102892, NAPLES, FL 34110-2892

Tax Assessment & Valuation

The 2025 property tax bill for 3030 Binnacle Dr, Apt 109 was $3,390.

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyCollier County
MunicipalityNaples City
Unified School DistrictCollier County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$261,160 (-30.27%) Building $261,160$261,160 (-30.27%) Building $261,160
2025$3,390.00$374,544 Building $374,544$374,544 Building $374,544
2023$3,555.00 (+8.95%)$366,089 (+1%)$405,120 (+21.73%) Building $405,120
2022$3,263.00$332,808 Building $332,808$332,808 Building $332,808

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3030 Binnacle Dr, Apt 109 in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
CoastalYes
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 148 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies257 units insured
incl. 109 condo units
Nearby Flood Claims78 (1995–2022)
Claims Outside the SFHA7 of 78
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Ian, Sep 2022 · 36 claims
  • Hurricane Ian, Sep 2022 · 27 claims
  • Hurricane Irma, Sep 2017 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3030 Binnacle Dr, Apt 109 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNAPLES WATER DEPT
serves 83,804 people · EPA ID FL5110198
Water SourceGroundwater
Last State InspectionJun 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting13
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 322 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: CenturyLink, Hotwire Communications, Summit Broadband.

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