3030 Bear Rdg Rd, Morro Bay, CA 93442 Property Records

San Luis Obispo County property record for 3030 Bear Rdg Rd, Morro Bay, CA 93442

Property Summary

Property Type	Single Family Home
Details	2 bd · 3.5 ba · 3,842 sqft · built 1999
Lot Size	116 acres (5,063,850 sqft)
Owner	Company Name on Record
Tax Bill	$14,152 (2025)
Deeds & Mortgages	Feb 2022 Transfer Feb 2022 Mortgage + 2 more
Flood Zone	Zone D (undetermined)
APN	`073-011-061`

Property Details

APN / Parcel Number

Primary APN	`073-011-061`

Interior

Bedrooms	2 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	3,842 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Construction Type	Wood
Lot Area	5,063,850 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	3030 BEAR RIDGE RD
City	MORRO BAY
State	CA
Zip	93442-1890
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RL
Legal Description	TR 1605 PTN LT 1
Legal Tract	1605
Legal Block	1
Legal Lot Number	1
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	NORTH COAST
Census Block Group	1
Census Block	1156
Census Tract	13000

Owner

Source: San Luis Obispo County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	3030 BEAR RIDGE RD, MORRO BAY, CA 93442-1890
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Feb 17, 2022	Intrafamily Transfer, Transfer MORTGAGE CONNECT LP
Feb 17, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage BETTER MORTGAGE CORPORATION
Jul 28, 2017	Quit Claim Deed, Transfer NOT AVAILABLE
May 25, 2017	Grant Deed, Mortgage · Line of Credit TORONTO DOMINION TX

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Feb 17, 2022
Property Address	3030 BEAR RIDGE RD, MORRO BAY, CA 93442-1890
Document Number	0000007574
Map Reference	MB 15 PG 61
Instrument Date	Feb 10, 2022
Instrument	2022007574
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	MORTGAGE CONNECT LP

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3030 BEAR RIDGE RD, MORRO BAY, CA 93442-1890

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Feb 17, 2022
Property Address	3030 BEAR RIDGE RD, MORRO BAY, CA 93442-1890
Document Number	0000007572
Map Reference	MB 15 PG 61
Instrument Date	Feb 10, 2022
Instrument	2022007572
Transaction Type	Transfer
Record Updated	Mar 1, 2022
Title Company	MORTGAGE CONNECT LP

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	3030 BEAR RIDGE RD, MORRO BAY, CA 93442-1890

Mortgage

Document Number	0000007573
Date	Feb 17, 2022
Instrument	2022007573

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

July 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Jul 28, 2017
Property Address	3030 BEAR RIDGE RD, MORRO BAY, CA 93442-1890
Document Number	0000033520
Instrument Date	Jul 19, 2017
Instrument	33520
Transaction Type	Transfer
Record Updated	Dec 10, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1410 MARSH ST SAN LUIS OBISPO CA 934012950, SAN LUIS OBISPO, CA 93401-2950

May 2017: Grant Deed, Mortgage

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	May 25, 2017
Property Address	3030 BEAR RIDGE RD, MORRO BAY, CA 93442-1890
Instrument Date	Mar 17, 2016
Instrument	22869
Transaction Type	Mortgage
Record Updated	Dec 10, 2019
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE GRP

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1001 NW 51ST ST #105 BOCA RATON FL 334314403, 105, BOCA RATON, FL 33431-4403

Mortgage

Document Number	0000022869
Date	May 25, 2017
Instrument	22869

Lender

Name	TORONTO DOMINION TX

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Unified School District	San Luis Coastal Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,309,648 (+2%) Land $797,182 Building $512,466
2025	$14,152.00 (+3.6%)	$1,283,969 (+4.04%) Land $781,551 Building $502,418
2023	$13,660.00 (+6.69%)	$1,234,112 Land $751,203 Building $482,909
2022	$12,803.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 units insured incl. 4 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 96% of the US · above 84% of California
Wildfire Likelihood	2% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Ranch Wifi Fixed Wireless	100 / 20

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