303 Windsor Dr, Shelby, NC 28150 Property Records

Cleveland County property record for 303 Windsor Dr, Shelby, NC 28150

Property Summary

Property Type	Single Family Home
Details	2,281 sqft · built 1965
Lot Size	0.459 acres (20,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$275,000 (Sep 2021)
Tax Bill	$2,596 (2026)
Deeds & Mortgages	Sep 2021 Sale & Mortgage Feb 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`21058`

Property Details

APN / Parcel Number

Primary APN	`21058`
Alternative APN	`1343097`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	2,281 sqft Finished Area
Basement Area	1,386 sqft
Finished Basement	693 sqft
Unfinished Basement	693 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 2001
Exterior Material	Metal
Foundation Type	Footing
Roof Material	Metal
Lot Area	20,000 sqft (0.459 acres)
Lot Dimensions	200 ft deep x 100 ft wide

Exterior Amenities

Pool Type	Pool Type
Pool Area	512 sqft
Porch	Slab
Porch Area	232 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Heat Pump

Location & Zoning

Account Number	1343097
Street Address	303 WINDSOR DR
City	SHELBY
State	NC
Zip	28150-6056
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Description	LT#2BLKCPB8-41WINDSORACSD
Legal Subdivision	WINDSOR ACRES
Legal Block	4
Legal Lot Number	2
Jurisdiction	CLEVELAND NC
Township / Civil Division	CLEVELAND
Census Block Group	1
Census Block	1013
Census Tract	951000

Owner

Source: Cleveland County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	303 WINDSOR DR, SHELBY, NC 28150-6056
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2021	Warranty Deed, Transfer · Conventional Mortgage C&F MORTGAGE CORP
Feb 9, 2021	Deed of Trust, Mortgage · Line of Credit TRUIST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 29, 2021 · Amount on Record
Deed Sale	Sep 29, 2021 · Amount on Record
Deed Document Number	2021200061943
Deed Book / Page	1853 / 562
Record Updated	Oct 29, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND NC
Recording Date	Sep 29, 2021
Property Address	303 WINDSOR DR, SHELBY, NC 28150-6056
Document Number	0018530562
Book / Page	1853 / 562
Map Reference	MB 8 PG 41
Instrument Date	Sep 29, 2021
Instrument	200061943
Transaction Type	Transfer
Record Updated	Oct 7, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$550.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	316 LAMAR AVE APT 3, 316, SHELBY, NC 28150-5456

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	303 WINDSOR DR, SHELBY, NC 28150-6056

Mortgage

Document Number	1853565
Date	Sep 29, 2021
Instrument	1853/565

Lender

Name	C&F MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND NC
Property Address	303 WINDSOR DR, SHELBY, NC 28150-6056
Transaction Type	Mortgage
Record Updated	Feb 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	303 WINDSOR DR, SHELBY, NC 28150-6056

Mortgage

Document Number	0018322286
Date	Feb 9, 2021
Book Page	1832/2286
Instrument	200050543

Lender

Name	TRUIST BANK
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Cleveland County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cleveland County
Municipality	Shelby City
Unified School District	Cleveland County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,596.00 (+1.49%)	$257,165 (-) Land $20,435 Building $236,730	$257,165 (-) Land $20,435 Building $236,730
2025	$2,558.00	$257,165 (+45.71%) Land $20,435 Building $236,730	$257,165 (+45.71%) Land $20,435 Building $236,730
2023		$176,493 Land $20,435 Building $156,058	$176,493 Land $20,435 Building $156,058

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	19 (1980–2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Severe Storms, Tornadoes, And Flooding, Feb 2020 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 52% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SHELBY serves 23,600 people · EPA ID NC0123010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 209 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: AT&T, Ripple Fiber.

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