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303 Willow Way, Lynn Haven, FL 32444 Property Records

Bay County property record for 303 Willow Way, Lynn Haven, FL 32444

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,549 sqft · built 2007
Lot Size0.249 acres (10,863 sqft)
Owner2 Owner Names on File
Last Sale$480,000 (Jul 2007)
Tax Bill$3,918 (2025)
Deeds & MortgagesSep 2025 Mortgage
Aug 2024 Mortgage
Flood ZoneZone X (minimal risk)
APN11352-729-000

Property Details

APN / Parcel Number

Primary APN11352-729-000

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories2 Stories
Building Area2,549 sqft Heated Area
Gross Area3,375 sqft
1st Floor Area1,874 sqft
2nd Floor Area675 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2007
Exterior MaterialStucco
Roof TypeGable/Hip
Roof MaterialShingle
Lot Area10,863 sqft (0.249 acres)
DrivewayDriveway
Driveway Area969 sqft

Exterior Amenities

PorchPorch
Porch Area614 sqft
Patio Area230 sqft
Lawn SprinklersLawn Sprinklers

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address303 WILLOW WAY
CityLYNN HAVEN
StateFL
Zip32444-4906
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTHE MEADOWS & THE POINTE LOT 28 BLK B ORB 2813 P 1000 ORB 2945
Legal Range14W
Legal Township03S
Legal Section12
Legal SubdivisionTHE MEADOWS AND THE POINTE
Legal BlockB
Legal Lot Number28
JurisdictionBAY FL
Township / Civil DivisionLYNN HAVEN
Census Block Group2
Census Block2037
Census Tract1402

Owner

The current owner of 303 Willow Way bought it in July 2007.

Source: Bay County records, as of January 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Owner Names on File
Mailing Address303 WILLOW WAY, LYNN HAVEN, FL 32444-4906
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

DateDocument
Sep 26, 2025Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Aug 21, 2024Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 9, 2007 · Amount on File
Deed SaleJul 9, 2007 · Amount on File
Prior SaleAug 3, 2006
Deed Document Number2007-045539
Deed Book / Page2945 / 2132
Record UpdatedSep 20, 2026

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBAY FL
Property Address303 WILLOW WAY, LYNN HAVEN, FL 32444-4906
Transaction TypeMortgage
Record UpdatedJun 8, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address303 WILLOW WAY, LYNN HAVEN, FL 32444-4906

Mortgage

Document Number0049570124
DateSep 26, 2025
Book Page4957/124
Instrument2025055957
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueOct 1, 2040

August 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBAY FL
Property Address303 WILLOW WAY, LYNN HAVEN, FL 32444-4906
Transaction TypeMortgage
Record UpdatedJun 8, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address303 WILLOW WAY, LYNN HAVEN, FL 32444-4906

Mortgage

Document Number0048330021
DateAug 21, 2024
Book Page4833/21
Instrument2024049405
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueSep 1, 2039

Tax Assessment & Valuation

The 2025 property tax bill for 303 Willow Way was $3,918 with a homeowner's exemption.

Source: Bay County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyBay County
MunicipalityLynn Haven City
Unified School DistrictBay County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,918.00 Homeowner's exemption$302,044$380,701 Land $68,600 Building $312,101
2023$3,926.00 (+14.06%) Homeowner's exemption$284,983 (+3%)$342,956 (+9.77%) Land $46,750 Building $296,206
2022$3,442.00 Homeowner's exemption$276,683$312,419 Land $46,750 Building $265,669

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 303 Willow Way in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 242 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies242 in force
Nearby Flood Claims107 (1985–2023)
Claims Outside the SFHA53 of 107
Most Recent ClaimJul 2023 · rainfall accumulation
Claims by Event
  • Tropical Storm Fred, Aug 2021 · 10 claims
  • Hurricane Michael, Oct 2018 · 47 claims
  • Hurricane Opal, Oct 1995 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 303 Willow Way is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLYNN HAVEN, CITY OF WATER SYSTEM
serves 23,380 people · EPA ID FL1030435
Water SourcePurchased surface water from BAY COUNTY WATER SYSTEM
Last State InspectionNov 2024
Lead4 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 179 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
WOW Internet, Cable & Phone
Cable		1,200 / 50
AT&T
Fiber · Fixed Wireless in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: Mediacom Xtream.

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