303 Whitewood Pl, Encinitas, CA 92024 Property Records

San Diego County property record for 303 Whitewood Pl, Encinitas, CA 92024 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 3.5 ba · 2,604 sqft · built 1985
Lot Size0.405 acres (17,643 sqft)
Owner2 Individual Names on File
Last Sale$1,622,000 (Aug 2018)
Tax Bill$20,112 (2025)
Deeds & MortgagesAug 2020 Mortgage
Aug 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN265-402-10-00

Property Details

APN / Parcel Number

Primary APN265-402-10-00

Interior

Bedrooms3 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Building Area2,604 sqft Living Area

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1985
Lot Area17,643 sqft (0.405 acres)
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address303 WHITEWOOD PL
CityENCINITAS
StateCA
Zip92024-3137
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 25 TR 008409
Legal SubdivisionVILLAGE PARK NORTH COUNTRY
Legal Tract008409
Legal Block1
Legal Lot Number25
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group1
Census Block1001
Census Tract17104

Owner

Source: San Diego County records · APN 265-402-10-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address303 WHITEWOOD PL, ENCINITAS, CA 92024-3137
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Deeds, Mortgages & Sale History

DateDocument
Aug 31, 2020Deed of Trust, Mortgage · Conventional Mortgage
US BANK NA
Aug 28, 2018Grant Deed, Transfer · ARM
US BANK NA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 28, 2018 · Amount on Record
Deed SaleAug 28, 2018 · Amount on Record
Prior SaleFeb 14, 1983 · Amount on Record
Deed Document Number2018352946
Prior Transfer DateApr 27, 2012
Prior Transfer Doc0000275044
Record UpdatedSep 20, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address303 WHITEWOOD PL, ENCINITAS, CA 92024-3137
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyCHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address303 WHITEWOOD PL, ENCINITAS, CA 92024-3137

Mortgage

Document Number0000499079
DateAug 31, 2020
Instrument2020-0499079
Lender
NameUS BANK NA
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2050

August 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateAug 28, 2018
Property Address303 WHITEWOOD PL, ENCINITAS, CA 92024-3137
Document Number0000352946
Map ReferenceMAP 8409
Instrument DateJul 20, 2018
Instrument2018-0352946
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyFIRST AMERICAN TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address303 WHITEWOOD PL, ENCINITAS, CA 92024-3137

Mortgage

Document Number0000352947
DateAug 28, 2018
Instrument2018-0352947
Lender
NameUS BANK NA
TypeBank
Agreement
TypeARM
AmountAmount Recorded
Term361 Months
DueSep 01, 2048
Interest
Rate TypeAdjustable Rate
Rate3.62%
Type Change DateSep 01, 2028
Change FrequencyAnnually
Min Rate At Change2.75%
Max Rate At Change8.62%
Index1-Year CMT
Max Rate8.62%

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityEncinitas City
Elementary School DistrictEncinitas Union Elementary School District (KG - 06)
Secondary School DistrictSan Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$1,845,552 (+2%) Land $1,194,717 Building $650,835
2025$20,112.00 (+6.59%) Homeowner's exemption$1,809,366 (+4.04%) Land $1,171,292 Building $638,074
2023$18,869.00 (+2.2%) Homeowner's exemption$1,739,108 Land $1,125,810 Building $613,298
2022$18,462.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730171041, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2019)
Claims Outside the SFHA1 of 1
Most Recent ClaimNov 2019, rainfall accumulation

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 503 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 50
AT&TDSL100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Verizon, Ting Fiber, T-Mobile USA, Spectrum, Cox Communications, San Diego Broadband, AT&T, California Internet. Availability varies by address; speeds are provider-advertised maximums, not measured.

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