303 Wet Branch Rd, Nancy, KY 42544 Property Records

Wayne County property record for 303 Wet Branch Rd, Nancy, KY 42544

Property Summary

Property Type	Single Family Home
Details	1,560 sqft
Lot Size	1.07 acres (46,609 sqft)
Owner	Individual Name on Record
Tax Bill	$942 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Oct 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`047-80-01-001.01`

Property Details

APN / Parcel Number

Primary APN	`047-80-01-001.01`
Alternative APN	`28081`

Interior

Stories	1 Story
Building Area	1,560 sqft Living Area
Basement Area	1,040 sqft
Unfinished Basement	1,040 sqft

Exterior

Exterior Material	Other
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Metal
Lot Area	46,609 sqft (1.07 acres)
Garage Type	Detached
Garage Area	1,500 sqft
Driveway	Gravel Driveway
Parking Spaces	5 Parking Spaces
Porch	Slab
Porch Area	576 sqft
Deck Area	152 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	28081
Street Address	303 WET BRANCH RD
City	NANCY
State	KY
Zip	42544-4465
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HALL ACRES IV LOT 50
Legal Subdivision	HALL ACRES
Legal Lot Number	50
Jurisdiction	WAYNE KY
Township / Civil Division	MILL SPRINGS
Census Block Group	3
Census Block	3015
Census Tract	920102

Owner

Source: Wayne County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	203 KENNEDY RIDGE RD, FALMOUTH, KY 41040-7939
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2026	Deed of Trust, Mortgage · Line of Credit GUARDIAN SAVINGS BANK
Oct 19, 2022	Deed of Trust, Mortgage · Conventional Mortgage GUARDIAN SAVINGS BANK
Oct 24, 2017	Intrafamily Transfer, Transfer · Conventional Mortgage NATIONSTAR MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Sep 29, 2017
Transfer Doc	374/087
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE KY
Recording Date	Jun 9, 2026
Property Address	303 WET BRANCH RD, NANCY, KY 42544-4465
Document Number	0000167270
Book / Page	492 / 373
Instrument Date	May 21, 2026
Instrument	2026167270
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	303 WET BRANCH RD, NANCY, KY 42544-4465

Mortgage

Document Number	0000167270,
Date	Jun 9, 2026
Book Page	492/373
Instrument	2026167270

Lender

Name	GUARDIAN SAVINGS BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	May 20, 2036

Interest

Rate	6.23%
Max Rate	-1%

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE KY
Property Address	303 WET BRANCH RD, NANCY, KY 42544-4465
Transaction Type	Mortgage
Record Updated	Oct 31, 2022
Title Company	LAND GROUP TITLE & CLOSINGS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00000462/1
Date	Oct 19, 2022
Book Page	462/1
Instrument	155073

Lender

Name	GUARDIAN SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45239

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2037

October 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WAYNE KY
Recording Date	Oct 24, 2017
Property Address	303 WET BRANCH RD, NANCY, KY 42544-4465
Document Number	374/087
Book / Page	374 / 087
Map Reference	CABA SL373
Instrument Date	Sep 29, 2017
Transaction Type	Transfer
Record Updated	Nov 29, 2021
Title Company	VANTAGE PT TITLE INC, VANTAGE POINT TITLE INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	303 WET BRANCH RD, NANCY, KY 42544-4465

Mortgage

Document Number	410431
Date	Oct 24, 2017
Instrument	410/431

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

Source: Wayne County assessment roll, as of November 7, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Wayne County
Unified School District	Wayne County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$103,900 (-) Land $15,000 Building $88,900	$103,900 (-) Land $15,000 Building $88,900
2025	$942.00 (-6.45%)	$103,900 (-)	$103,900 (-)
2023	$1,007.00	$103,900	$103,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2009

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Kentucky
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTERN PULASKI CO WATER DISTRICT serves 23,264 people · EPA ID KY1000363
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jul 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Starlink Satellite	280 / 30

Cell Coverage

No cell data coverage reported

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