Cass County property record for 303 W Laredo Trl, Raymore, MO 64083
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,442 sqft · built 1993 |
| Lot Size | 0.212 acres (9,235 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $345,450 (Dec 2025) |
| Tax Bill | $7,596 (2025) |
| Deeds & Mortgages | Jun 2017 Mortgage Jun 2021 Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-02-10-300-001-001.015 |
| Primary APN | 04-02-10-300-001-001.015 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 2,442 sqft Living Area |
| Gross Area | 2,882 sqft |
| 1st Floor Area | 1,221 sqft |
| Basement Area | 1,221 sqft |
| Finished Basement | 1,221 sqft |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Architectural Style | A-Frame |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 9,235 sqft (0.212 acres) |
| Lot Dimensions | 125 ft deep x 74 ft wide |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Frame Porch |
|---|---|
| Porch Area | 12 sqft |
| Deck Area | 64 sqft |
| Patio Area | 212 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 2233615 |
|---|---|
| Street Address | 303 W LAREDO TRL |
| City | RAYMORE |
| State | MO |
| Zip | 64083-8518 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CUMBERLAND HILLS FIRST PLAT LOT 13 |
| Legal Subdivision | CUMBERLAND HILLS 1ST |
| Legal Lot Number | 13 |
| Jurisdiction | CASS MO |
| Township / Civil Division | RAYMORE |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 60309 |
Source: Cass County records, as of March 9, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 303 W LAREDO TRL, RAYMORE, MO 64083-8518 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jun 13, 2017 | Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Jun 28, 2021 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Nov 14, 2024 | Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Dec 10, 2025 | Warranty Deed, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE |
| Jul 24, 2023 | Intrafamily Transfer, Transfer · FHA Mortgage FLAT BRANCH HOME LOANS INC |
| Jul 20, 2023 | Warranty Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE COMPANY LLC |
| Jun 2, 2017 | Warranty Deed, Transfer STEWART TITLE COMPANY-F, STEWART TITLE COMPANY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 10, 2025 · Amount on Record |
| Deed Sale | Dec 10, 2025 · Amount on Record |
| Prior Sale | Jul 20, 2023 · Amount on Record |
| Deed Document Number | 2025776902 |
| Deed Book / Page | 5247 / 112 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CASS MO |
| Property Address | 303 W LAREDO TRL, RAYMORE, MO 64083-8518 |
| Transaction Type | Mortgage |
| Record Updated | Dec 26, 2025 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Name | Verified Name |
|---|
| Document Number | 004136/133 |
|---|---|
| Date | Jun 13, 2017 |
| Book Page | 4136/133 |
| Instrument | 607395 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBIA, MO 65203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CASS MO |
| Property Address | 303 W LAREDO TRL, RAYMORE, MO 64083-8518 |
| Transaction Type | Mortgage |
| Record Updated | Dec 26, 2025 |
| Name | Verified Name |
|---|---|
| Address | 303 W LAREDO TRL, RAYMORE, MO 64083-8518 |
| Document Number | 0004709/33 |
|---|---|
| Date | Jun 28, 2021 |
| Book Page | 4709/33 |
| Instrument | 694689 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 313 Months |
| Due | Jul 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CASS MO |
| Property Address | 303 W LAREDO TRL, RAYMORE, MO 64083-8518 |
| Transaction Type | Mortgage |
| Record Updated | Dec 26, 2025 |
| Title Company | UNKNOWN, TRUSTPRO T&E INC |
| Name | Verified Name |
|---|---|
| Address | 303 W LAREDO TRL, RAYMORE, MO 64083-8518 |
| Document Number | 00005117/8 |
|---|---|
| Date | Nov 14, 2024 |
| Book Page | 5117/8 |
| Instrument | 758202 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CASS MO |
| Recording Date | Dec 10, 2025 |
| Property Address | 303 W LAREDO TRL, RAYMORE, MO 64083-8518 |
| Document Number | 005247/112 |
| Book / Page | 5247 / 112 |
| Instrument Date | Dec 1, 2025 |
| Instrument | 776902 |
| Transaction Type | Transfer |
| Record Updated | Dec 26, 2025 |
| Title Company | ALLIANCE TITLE COMPANY, ALLIANCE NTNWD TTL AGCY LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 303 W LAREDO TRL, RAYMORE, MO 64083-8518 |
| Document Number | 0005247144 |
|---|---|
| Date | Dec 10, 2025 |
| Instrument | 5247/144 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2056 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CASS MO |
| Recording Date | Jul 24, 2023 |
| Property Address | 303 W LAREDO TRL, RAYMORE, MO 64083-8518 |
| Document Number | 0004978/49 |
| Book / Page | 4978 / 49 |
| Instrument Date | Jul 20, 2023 |
| Instrument | 737196 |
| Transaction Type | Transfer |
| Record Updated | Dec 26, 2025 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 303 W LAREDO TRL, RAYMORE, MO 64083-8518 |
| Document Number | 0000497848 |
|---|---|
| Date | Jul 24, 2023 |
| Instrument | 4978/48 |
| Name | FLAT BRANCH HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CASS MO |
| Recording Date | Jul 20, 2023 |
| Property Address | 303 W LAREDO TRL, RAYMORE, MO 64083-8518 |
| Document Number | 004977/139 |
| Book / Page | 4977 / 139 |
| Instrument Date | Jul 14, 2023 |
| Instrument | 737118 |
| Transaction Type | Transfer |
| Record Updated | Dec 26, 2025 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE COMPANY LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 303 W LAREDO TRL, RAYMORE, MO 64083-8518 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CASS MO |
| Recording Date | Jun 2, 2017 |
| Property Address | 303 W LAREDO TRL, RAYMORE, MO 64083-8518 |
| Document Number | 004133/067 |
| Book / Page | 4133 / 067 |
| Instrument Date | May 31, 2017 |
| Instrument | 606796 |
| Transaction Type | Transfer |
| Record Updated | Dec 26, 2025 |
| Title Company | STEWART TITLE COMPANY-F, STEWART TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 303 W LAREDO TRL, RAYMORE, MO 64083-8518 |
Source: Cass County assessment roll, as of November 19, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Cass County |
| Municipality | Raymore City |
| Unified School District | Raymore-Peculiar R-II School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,596.00 (+164.03%) | $39,980 (+13.07%) Land $5,090 Building $34,890 | $210,430 (+13.08%) Land $26,780 Building $183,650 |
| 2024 | $2,877.00 (+0.14%) | ||
| 2023 | $2,873.00 (+4,853.45%) | $35,360 (+14.69%) Land $4,630 Building $30,730 | $186,090 (+14.71%) Land $24,350 Building $161,740 |
| 2022 | $58.00 | $30,830 Land $4,630 Building $26,200 | |
| 2021 | $162,230 Land $24,350 Building $137,880 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RAYMORE PWS serves 21,517 people · EPA ID MO1010675 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 340 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
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