McIntosh County property record for 303 W Elm Ave, Checotah, OK 74426
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,200 sqft · built 1978 |
| Lot Size | 0.437 acres (19,036 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $200,000 (Mar 2025) |
| Tax Bill | $1,040 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Apr 2026 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 460027255 |
| Primary APN | 460027255 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,200 sqft Living Area |
| 1st Floor Area | 1,200 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 2022 |
| Architectural Style | Traditional |
| Exterior Material | Brick Veneer |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 19,036 sqft (0.437 acres) |
| Garage Type | Mixed |
| Garage Area | 984 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 520 sqft |
| Storage Building | Storage Building |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 460027255 |
|---|---|
| Street Address | 303 W ELM AVE |
| City | CHECOTAH |
| State | OK |
| Zip | 74426-1634 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 10, 11 & 12 BLK 5 MERRICK ADDITION 460/292 825/614 837/83 837/84 992/231 1226/186 |
| Legal Range | 17E |
| Legal Township | 12N |
| Legal Section | 33 |
| Legal Subdivision | MERRICK |
| Legal Block | 5 |
| Legal Lot Number | 10-12 |
| Jurisdiction | MCINTOSH OK |
| Township / Civil Division | CHECOTAH |
| Census Block Group | 4 |
| Census Block | 4012 |
| Census Tract | 779700 |
303 W Elm Ave is owned and occupied by two individuals who bought it in March 2025.
Source: McIntosh County records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 303 W ELM AVE, CHECOTAH, OK 74426-1634 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 27, 2026 | Deed of Trust · VA Mortgage ROCKET MORTGAGE LLC |
| Apr 27, 2026 | Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC |
| Mar 27, 2025 | Warranty Deed, Transfer · VA Mortgage ROCKET MORTGAGE LLC |
| Dec 20, 2023 | Warranty Deed, Transfer EUFAULA ABSTRACT AND TITLE COMPANY INC, EUFAULA ABSTRACT & TTL CO IN |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 27, 2025 · Amount on File |
| Deed Sale | Mar 27, 2025 · Amount on File |
| Prior Sale | May 19, 2009 · Amount on File |
| Deed Document Number | 20251118 |
| Deed Book / Page | 1226 / 186 |
| Prior Transfer Date | Sep 30, 2016 |
| Prior Transfer Doc | 000992/231 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCINTOSH OK |
| Recording Date | Apr 27, 2026 |
| Property Address | 303 W ELM AVE, CHECOTAH, OK 74426-1634 |
| Document Number | 0000001809 |
| Book / Page | 1261 / 45 |
| Instrument Date | Apr 13, 2026 |
| Instrument | 2026.1809 |
| Record Updated | May 6, 2026 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES (RE |
| Name | Verified Name |
|---|---|
| Address | 303 W ELM AVE, CHECOTAH, OK 74426-1634 |
| Document Number | 0000001809, |
|---|---|
| Date | Apr 27, 2026 |
| Book Page | 1261/45 |
| Instrument | 2026.1809 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.11% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCINTOSH OK |
| Recording Date | Apr 27, 2026 |
| Property Address | 303 W ELM AVE, CHECOTAH, OK 74426-1634 |
| Document Number | 0001261/45 |
| Book / Page | 1261 / 45 |
| Instrument Date | Apr 13, 2026 |
| Instrument | 20261809 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES |
| Name | Verified Name |
|---|---|
| Address | 303 W ELM AVE, CHECOTAH, OK 74426-1634 |
| Document Number | 0000001809, |
|---|---|
| Date | Apr 27, 2026 |
| Book Page | 1261/45 |
| Instrument | 20261809 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.11% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCINTOSH OK |
| Recording Date | Mar 27, 2025 |
| Property Address | 303 W ELM AVE, CHECOTAH, OK 74426-1634 |
| Document Number | 001226/186 |
| Book / Page | 1226 / 186 |
| Instrument Date | Mar 19, 2025 |
| Instrument | I-2025-001118 |
| Transaction Type | Transfer |
| Record Updated | Jan 7, 2026 |
| Title Company | TITAN TITLE AND CLOSING LLC, TITAN TITLE & CLOSING LLC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $300.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 303 W ELM AVE, CHECOTAH, OK 74426-1634 |
| Document Number | I2025001119 |
|---|---|
| Date | Mar 27, 2025 |
| Instrument | I-2025-001119 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCINTOSH OK |
| Recording Date | Dec 20, 2023 |
| Property Address | 303 W ELM AVE, CHECOTAH, OK 74426-1634 |
| Document Number | 001187/288 |
| Book / Page | 1187 / 288 |
| Instrument Date | Dec 19, 2023 |
| Instrument | I-2023-005683 |
| Transaction Type | Transfer |
| Record Updated | Jan 9, 2024 |
| Title Company | EUFAULA ABSTRACT AND TITLE COMPANY INC, EUFAULA ABSTRACT & TTL CO IN |
| Amount | Amount on Record |
|---|---|
| Tax | $9.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 303 W ELM AVE, CHECOTAH, OK 74426-1634 |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 303 W Elm Ave was $1,040 with a veteran's exemption, down 0.1% from the year before.
Source: McIntosh County assessment roll, as of January 20, 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| County | McIntosh County |
| Municipality | Checotah City |
| Unified School District | Checotah Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $18,452 (+56.7%) Land $2,048 Building $16,404 | $167,738 (+10.59%) Land $18,617 Building $149,121 | |
| 2025 | $1,040.00 (-0.1%) | $11,775 (-) Land $1,065 Building $10,710 | $151,681 (+15.05%) Land $18,617 Building $133,064 |
| 2024 | $1,041.00 (+14.65%) | $11,775 (+10.24%) Land $1,067 Building $10,708 | $131,838 (+6.65%) Land $12,046 Building $119,792 |
| 2023 | $908.00 | $10,681 Land $964 Building $9,717 | $123,613 Land $12,046 Building $111,567 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 303 W Elm Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective May 15, 2019
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 303 W Elm Ave is moderate, ranking above 46% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · lower than 87% of Oklahoma |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MCINTOSH CO. RWD #3 (VICTOR) serves 920 people · EPA ID OK3004903 |
|---|---|
| Water Source | Purchased surface water from CHECOTAH PWA |
| Last State Inspection | May 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes not recorded as resolved · Jan 2026 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 223 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Cross Wireless Fiber | 1,000 / 500 |
| Vyve Broadband Cable | 1,000 / 50 |
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