303 Thomas Dr, Clayton, NC 27520 Property Records

Wake County property record for 303 Thomas Dr, Clayton, NC 27520

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,593 sqft · built 1984
Lot Size	0.739 acres (32,234 sqft)
Owner	Individual Name on Record
Last Sale	$298,000 (Jun 2021)
Tax Bill	$1,743 (2023)
Deeds & Mortgages	May 2023 Second Mortgage Jun 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1740.04-73-4227 0096940`

Property Details

APN / Parcel Number

Primary APN	`1740.04-73-4227 0096940`
Alternative APNs	`009694001` `0096940`

Interior

Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,593 sqft Heated Area
1st Floor Area	1,593 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1995
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Raised
Lot Area	32,234 sqft (0.739 acres)
Porch	Porch
Porch Area	140 sqft
Deck Area	780 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0096940
Old Parcel Number	009694001
Street Address	303 THOMAS DR
City	CLAYTON
State	NC
Zip	27520-9440
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-30
Legal Description	LO35 SWADE E BARBOUR JR
Legal Township	16
Legal Subdivision	PROPERTY/SWADE E BARBOUR JR
Legal Lot Number	35
Jurisdiction	WAKE NC
Township / Civil Division	ST. MARYS
Census Block Group	1
Census Block	1024
Census Tract	52807

Owner

Source: Wake County records, as of April 18, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	303 THOMAS DR, CLAYTON, NC 27520-9440
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 19, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK
Jun 30, 2021	Warranty Deed, Transfer · USDA Mortgage FIRST HERITAGE MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 30, 2021 · Amount on Record
Deed Sale	Jun 30, 2021 · Amount on Record
Deed Document Number	0185782169
Deed Book / Page	18578 / 2169
Record Updated	Jun 7, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAKE NC
Property Address	303 THOMAS DR, CLAYTON, NC 27520-9440
Transaction Type	Mortgage
Record Updated	Jun 1, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	019338/328
Date	May 19, 2023
Book Page	19338/328

Lender

Name	DISCOVER BANK
Type	Bank
Address	GREENWOOD, DE 19950

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 18, 2053

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAKE NC
Recording Date	Jun 30, 2021
Property Address	303 THOMAS DR, CLAYTON, NC 27520-9440
Document Number	185782169
Book / Page	18578 / 2169
Map Reference	MB 1976 PG 513
Instrument Date	Jun 30, 2021
Transaction Type	Transfer
Record Updated	Aug 4, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$596.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	392 COLLINGSWOOD DR, 392, WINSTON SALEM, NC 27127-3148

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	303 THOMAS DR, CLAYTON, NC 27520-9440

Mortgage

Document Number	185782171
Date	Jun 30, 2021
Instrument	18578/2171

Lender

Name	FIRST HERITAGE MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

Source: Wake County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Wake County
Unified School District	Wake County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$1,743.00	$221,029 Land $47,000 Building $174,029	$221,029 Land $47,000 Building $174,029

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 159 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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