303 Summer Sails Dr, Valrico, FL 33594 Property Records

Hillsborough County property record for 303 Summer Sails Dr, Valrico, FL 33594

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,381 sqft · built 2002
Lot Size	0.096 acres (4,200 sqft)
Owner	2 Individual Names on File
Last Sale	$137,500 (Jul 2016)
Tax Bill	$2,757 (2025)
Deeds & Mortgages	Oct 2018 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`0857401206`

Property Details

APN / Parcel Number

Primary APN	`0857401206`
Alternative APN	`U2029215PBC00000000020`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,381 sqft Heated Area
1st Floor Area	1,381 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2013
Architectural Style	Other
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	4,200 sqft (0.096 acres)
Lot Dimensions	105 ft deep x 40 ft wide
Garage Area	280 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	374 sqft
Patio Area	110 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	0857401206
Street Address	303 SUMMER SAILS DR
City	VALRICO
State	FL
Zip	33594-8010
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	SOMERSET TRACT A-1 LOT 2 BLOCK C
Legal Range	21E
Legal Township	29S
Legal Section	20
Legal Subdivision	SOMERSET TRACT A-1
Legal Tract	A
Legal Block	C
Legal Lot Number	2
Jurisdiction	HILLSBOROUGH FL
Township / Civil Division	BRANDON
Census Block Group	1
Census Block	1006
Census Tract	12210

Owner

Source: Hillsborough County records · APN 0857401206

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Co-owner	Verified Secondary Owner
Mailing Address	303 SUMMER SAILS DR, VALRICO, FL 33594-8010
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 29, 2016 · Amount on Record
Deed Sale	Jul 29, 2016 · Amount on Record
Prior Sale	Jun 09, 2005 · Amount on Record
Deed Document Number	2016306438
Deed Book / Page	15097 / 1603
Prior Transfer Date	Nov 15, 2012
Prior Transfer Doc	2012410589
Record Updated	Jun 08, 2026

October 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HILLSBOROUGH FL
Property Address	303 SUMMER SAILS DR, VALRICO, FL 33594-8010
Document Number	0261740326
Instrument Date	Oct 04, 2018
Transaction Type	Mortgage
Record Updated	Nov 16, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	303 SUMMER SAILS DR VALRICO FL 335948010, VALRICO, FL 33594-8010

Mortgage

Document Number	0261740326
Date	Oct 31, 2018
Book Page	026174/000326
Instrument	440867

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 30, 2048

Interest

Rate	4.75%

Tax Assessment & Valuation

Source: Hillsborough County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hillsborough County
Unified School District	Hillsborough County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,757.00 (+11.94%) Homeowner's exemption	$151,803 (+5.99%)	$241,537 (+6.84%) Land $56,784 Building $184,753
2023	$2,463.00 (+7.13%) Homeowner's exemption	$143,228 (+3%)	$226,069 (-0.9%) Land $56,784 Building $169,285
2022	$2,299.00 Homeowner's exemption	$139,056	$228,123 Land $48,048 Building $180,075

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 28, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (1988–2024)
Most Recent Claim	Oct 2024 · Hurricane Milton

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Based on FCC filings for 355 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	HCWRD/SOUTH-CENTRAL serves 515,012 people
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.