Pender County property record for 303 Summer Ducks Dr, Hampstead, NC 28443
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,040 sqft · built 2016 |
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $232,500 (Mar 2017) |
| Tax Bill | $1,905 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Oct 2025 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 4236-54-8534-0000 |
| Primary APN | 4236-54-8534-0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,040 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2016 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 7,841 sqft (0.18 acres) |
| Porch | Porch |
| Porch Area | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 400974766 |
|---|---|
| Street Address | 303 SUMMER DUCKS DR |
| City | HAMPSTEAD |
| State | NC |
| Zip | 28443-4300 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RP |
| Legal Description | LT 21 PB 58/124 POPLAR BRANCH |
| Legal Subdivision | POPLAR BRANCH SEC I |
| Legal Lot Number | 21 |
| Jurisdiction | PENDER NC |
| Township / Civil Division | TOPSAIL |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 920105 |
Source: Pender County records, as of January 26, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 303 SUMMER DUCKS DR, HAMPSTEAD, NC 28443-4300 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 23, 2021 | Deed of Trust, Mortgage · VA Mortgage HOME POINT FINANCIAL CORPORATION |
| Oct 13, 2025 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| May 4, 2020 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE |
| Apr 28, 2020 | Deed of Trust, Mortgage ATTORNEY ONLY |
| Mar 30, 2017 | Warranty Deed, Subdivision Related Transfer · VA Mortgage BRAND MORTGAGE GROUP LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 30, 2017 · Amount on Record |
| Deed Sale | Mar 30, 2017 · Amount on Record |
| Deed Document Number | 0005224640 |
| Deed Book / Page | 522 / 4640 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PENDER NC |
| Property Address | 303 SUMMER DUCKS DR, HAMPSTEAD, NC 28443-4300 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0047491828 |
|---|---|
| Date | Apr 23, 2021 |
| Book Page | 4749/1828 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | PARSIPPANY, NJ 07054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PENDER NC |
| Property Address | 303 SUMMER DUCKS DR, HAMPSTEAD, NC 28443-4300 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2026 |
| Title Company | MORTGAGE CONNECT LP |
| Name | Verified Name |
|---|---|
| Address | 303 SUMMER DUCKS DR, HAMPSTEAD, NC 28443-4300 |
| Document Number | 0048750607 |
|---|---|
| Date | Oct 13, 2025 |
| Book Page | 4875/607 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PENDER NC |
| Property Address | 303 SUMMER DUCKS DR, HAMPSTEAD, NC 28443-4300 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0047102511 |
|---|---|
| Date | May 4, 2020 |
| Book Page | 4710/2511 |
| Name | FREEDOM MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PENDER NC |
| Property Address | 303 SUMMER DUCKS DR, HAMPSTEAD, NC 28443-4300 |
| Document Number | 0047112895 |
| Instrument Date | Apr 28, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 22, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 303 SUMMER DUCKS DR HAMPSTEAD NC 284434300, HAMPSTEAD, NC 28443-4300 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PENDER NC |
| Recording Date | Mar 30, 2017 |
| Property Address | 303 SUMMER DUCKS DR, HAMPSTEAD, NC 28443-4300 |
| Document Number | 0046400522 |
| Book / Page | 4640 / 0522 |
| Map Reference | MB58 PG124&125 |
| Instrument Date | Mar 6, 2017 |
| Instrument | 4640-0522 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 19, 2021 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $465.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 303 SUMMER DUCKS DR, HAMPSTEAD, NC 28443-4300 |
| Document Number | 46400524 |
|---|---|
| Date | Mar 30, 2017 |
| Instrument | 4640-0524 |
| Name | BRAND MORTGAGE GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2047 |
Source: Pender County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Pender County |
| Municipality | Surf City Town |
| Unified School District | Pender County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,905.00 (+12.52%) | $382,963 (+66.8%) Land $27,510 Building $355,453 | $382,963 (+66.8%) Land $27,510 Building $355,453 |
| 2023 | $229,588 (-) Land $43,895 Building $185,693 | $229,588 (-) Land $43,895 Building $185,693 | |
| 2022 | $1,693.00 | $229,588 Land $43,895 Building $185,693 | $229,588 Land $43,895 Building $185,693 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 127 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 127 in force |
| Nearby Flood Claims | 10 (1996–2018) |
| Most Recent Claim | Sep 2018 · Hurricane Florence |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 64% of the US · above 86% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
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