303 Stephenson Ave, Middlesex, NJ 08846 Property Records

Middlesex County and Middlesex Borough property record for 303 Stephenson Ave, Middlesex, NJ 08846

Property Summary

Property Type	Single Family Home
Details	1,262 sqft · built 1925
Lot Size	0.344 acres (15,002 sqft)
Owner	2 Individual Names on Record
Last Sale	$375,000 (Nov 2023)
Tax Bill	$8,531 (2025)
Deeds & Mortgages	Nov 2023 Sale & Mortgage Jan 2019 Mortgage
Flood Zone	Zone AE (high risk)
APN	`10-00019-0000-00011`

Property Details

APN / Parcel Number

Primary APN	`10-00019-0000-00011`
Alternative APN	`100001900011`

Interior

Stories	1 Story
Building Area	1,262 sqft Living Area

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1970
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Lot Area	15,002 sqft (0.344 acres)
Lot Dimensions	200 ft deep x 75 ft wide

Location & Zoning

Street Address	303 STEPHENSON AVE
City	MIDDLESEX
State	NJ
Zip	08846-1611
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-75
Legal Description	75X200
Legal Subdivision	INCL
Legal Block	19
Legal Lot Number	11
Jurisdiction	MIDDLESEX NJ
Township / Civil Division	MIDDLESEX
Census Block Group	1
Census Block	1007
Census Tract	200

Owner

Source: Middlesex County and Middlesex Borough records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	303 STEPHENSON AVE, MIDDLESEX, NJ 08846-1611
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2023	Deed, Transfer · FHA Mortgage MOVEMENT MORTGAGE
Jan 18, 2019	Quit Claim Deed, Transfer QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 3, 2023 · Amount on Record
Deed Sale	Nov 3, 2023 · Amount on Record
Prior Sale	Jun 15, 2016 · Amount on Record
Deed Document Number	202365504
Deed Book / Page	19336 / 1376
Prior Transfer Date	Dec 5, 2018
Prior Transfer Doc	0000004585
Record Updated	Oct 29, 2026

November 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	Nov 3, 2023
Property Address	303 STEPHENSON AVE, MIDDLESEX, NJ 08846-1611
Document Number	0000065504
Book / Page	19336 / 1376
Instrument Date	Oct 26, 2023
Instrument	2023065504
Transaction Type	Transfer
Record Updated	Nov 20, 2023
Title Company	TRIDENT ABSTRACT TTL AGCY LL

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,975.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10 PARK SLOPE TER, LAKEWOOD, NJ 08701-2164

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	303 STEPHENSON AVE, MIDDLESEX, NJ 08846-1611

Mortgage

Document Number	0000065505
Date	Nov 3, 2023
Instrument	2023065505

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2053

Mortgage

Document Number	0000065506
Date	Nov 3, 2023
Book Page	19336/1402
Instrument	2023065506

Lender

Name	NEW JERSEY HOUSING & MORTGAGE FIN AGENCY
Type	Government Agency
Address	TRENTON, NJ 08650

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Oct 27, 2038

January 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	Jan 18, 2019
Property Address	303 STEPHENSON AVE, MIDDLESEX, NJ 08846-1611
Document Number	0000004585
Book / Page	017402 / 001434
Instrument Date	Dec 5, 2018
Instrument	4585
Transaction Type	Transfer
Record Updated	Feb 4, 2019
Title Company	AMROCK INC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 PARK SLOPE TER LAKEWOOD NJ 087012164, LAKEWOOD, NJ 08701-2164

Mortgage

Document Number	4586
Date	Jan 18, 2019
Book Page	017402/001441
Instrument	4586

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 17, 2049

Tax Assessment & Valuation

Source: Middlesex County and Middlesex Borough assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Middlesex County
Municipality	Middlesex Borough
Unified School District	Middlesex Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$402,400 (-) Land $164,600 Building $237,800	$402,400 (-) Land $164,600 Building $237,800
2025	$8,531.00 (-0.18%)	$402,400 (+8.96%) Land $164,600 Building $237,800	$402,400 (+8.96%) Land $164,600 Building $237,800
2024	$8,546.00 (+1.77%)
2023		$369,300 (+334.98%) Land $164,600 Building $204,700	$369,300 (+334.98%) Land $164,600 Building $204,700
2022	$8,397.00	$84,900 Land $43,900 Building $41,000	$84,900 Land $43,900 Building $41,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	Yes
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 45 policies
Nearby Flood Policies	45 in force
Nearby Flood Claims	148 (1979–2025)
Claims Outside the SFHA	10 of 148
Most Recent Claim	Jul 2025 · rainfall accumulation
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 21 claims Hurricane Irene, Aug 2011 · 30 claims Severe Storms And Flooding, Mar 2010 · 30 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 425 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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