303 State St, Troy, IL 62294 Property Records

Madison County property record for 303 State St, Troy, IL 62294

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,392 sqft · built 1995
Lot Size0.208 acres (9,100 sqft)
OwnerIndividual Name on File
Last Sale$137,000 (Apr 2016)
Tax Bill$4,400 (2025)
Deeds & MortgagesApr 2022 Mortgage
Jun 2021 Mortgage
APN09-2-22-09-10-102-023

Property Details

APN / Parcel Number

Primary APN09-2-22-09-10-102-023

Interior

Bedrooms4 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area1,392 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 1995
Architectural StyleRanch
Exterior MaterialVinyl
Construction TypeFrame
Lot Area9,100 sqft (0.208 acres)
Lot Dimensions130 ft deep x 70 ft wide
Garage TypeAttached
Patio Area80 sqft
Shed1 Shed
Shed Area96 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address303 STATE ST
CityTROY
StateIL
Zip62294-1851
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCOOKS ADD LOT PT 10 70 X 130
Legal SubdivisionCOOKS ADDN
Legal Lot Number10
JurisdictionMADISON IL
Township / Civil DivisionJARVIS
Census Block Group2
Census Block2055
Census Tract403531

Owner

303 State St is owned and occupied by an individual who bought it in April 2016.

Source: Madison County records, as of June 25, 2026

Owner of RecordIndividual Name on File
Mailing Address303 STATE ST, TROY, IL 62294-1851
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 28, 2022Deed of Trust, Mortgage · Stand-Alone First Mortgage
HUD
Jun 9, 2021Deed of Trust, Mortgage · Stand-Alone First Mortgage
HUD

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 15, 2016 · Amount on File
Deed SaleApr 15, 2016 · Amount on File
Prior SaleMar 2, 2011 · Amount on File
Deed Document Number201612196
Record UpdatedOct 29, 2026

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON IL
Property Address303 STATE ST, TROY, IL 62294-1851
Transaction TypeMortgage
Record UpdatedMay 18, 2022
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000014601
DateApr 28, 2022
Instrument2022R14601
Lender
NameHUD
TypeGovernment Agency
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record
Term288 Months
DueMay 1, 2046
Interest
Rate TypeFixed Rate

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON IL
Property Address303 STATE ST, TROY, IL 62294-1851
Transaction TypeMortgage
Record UpdatedJun 30, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000024489
DateJun 9, 2021
Instrument2021R24489
Lender
NameHUD
TypeGovernment Agency
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record
Term300 Months
DueMay 1, 2046
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 303 State St was $4,400 with a homeowner's exemption, up 7% from the year before.

Source: Madison County assessment roll, as of June 25, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyMadison County
County SubdivisionJarvis Township
MunicipalityTroy City
Unified School DistrictTriad Community Unit School District 2 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,400.00 (+6.95%)$69,600 Land $8,380 Building $61,220$208,800 Land $25,140 Building $183,660
2024$4,114.00
2022$3,605.00$54,260 Land $6,530 Building $47,730$162,943 Land $19,610 Building $143,333

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 303 State St.

Source: FEMA National Flood Hazard Layer

FEMA Flood ZoneNot on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 303 State St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 86% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTROY
serves 16,962 people · EPA ID IL1191000
Water SourceGroundwater
Last State InspectionJul 2025
LeadUnder 1 ppb (2026–2028)
action level 15 ppb
Copper1.69 mg/L (2021)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on State St

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