303 State St, Bay City, MI 48706 Property Records

Bay County property record for 303 State St, Bay City, MI 48706

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 924 sqft · built 1900
Lot Size	0.092 acres (4,008 sqft)
Owner	2 Individual Names on Record
Tax Bill	$977 (2026)
Deeds & Mortgages	Aug 2026 Transfer
Flood Zone	Zone X (minimal risk)
APN	`160-017-490-013-00`

Property Details

APN / Parcel Number

Primary APN	`160-017-490-013-00`
Alternative APNs	`0916001749001300` `0913001749001300`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Building Area	924 sqft Living Area
1st Floor Area	924 sqft
Basement Area	924 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Ranch
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,008 sqft (0.092 acres)
Lot Dimensions	100 ft deep x 40 ft wide
Porch	Slab
Porch Area	172 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal

Location & Zoning

Street Address	303 STATE ST
City	BAY CITY
State	MI
Zip	48706-3760
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2 DUPLEX
Legal Description	N 40 FT OF LOT 5 BLK 2 KINGSBURGH ADD
Legal Subdivision	KINGSBURGH ADD
Legal Block	2
Legal Lot Number	5
Jurisdiction	BAY MI
Township / Civil Division	BAY CITY
Census Block Group	2
Census Block	2007
Census Tract	286600

Owner

Source: Bay County records, as of September 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	302 STATE ST, BAY CITY, MI 48706-3761
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 26, 2002
Deed Sale	Sep 26, 2002
Deed Book / Page	1934 / 598
Last Transfer Date	Aug 26, 2026
Transfer Doc	0000011137
Record Updated	Oct 29, 2026

August 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BAY MI
Recording Date	Aug 26, 2026
Property Address	303 STATE ST, BAY CITY, MI 48706-3760
Document Number	0000011137
Instrument Date	Aug 26, 2026
Instrument	202611137
Transaction Type	Transfer
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	302 STATE ST, BAY CITY, MI 48706-3761

Tax Assessment & Valuation

Source: Bay County assessment roll, as of May 18, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Bay County
Municipality	Bay City
Unified School District	Bay City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$977.00 (+14.4%)	$36,250 (+41.05%)	$72,500 (+41.05%)
2023		$25,700	$51,400
2022	$854.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BAY CITY serves 32,255 people · EPA ID MI0000470
Water Source	Purchased surface water from BAY AREA WATER SYSTEM
Last State Inspection	Nov 2025
Lead	8 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2024
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 547 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20