303 Spring St, Lancaster, OH 43130 Property Records

Fairfield County property record for 303 Spring St, Lancaster, OH 43130 · Last verified March 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 988 sqft · built 1962
Lot Size0.149 acres (6,499 sqft)
OwnerIndividual Name on File
Last Sale$200,000 (Nov 2025)
Tax Bill$1,752 (2023)
Deeds & MortgagesSep 2023 Line of Credit
Nov 2025 Sale & Mortgage
+ 1 more
Flood ZoneZone AE (high risk)
APN053-62349.00

Property Details

APN / Parcel Number

Primary APN053-62349.00
Alternative APN
  • 0624 00057

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Plumbing Fixtures10 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area988 sqft Living Area
1st Floor Area988 sqft
Game RoomGame Room

Exterior

Year BuiltBuilt 1962
Effective Year BuiltEffective 1980
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Lot Area6,499 sqft (0.149 acres)
Lot Dimensions100 ft deep x 65 ft wide
Garage TypeBasement
Parking Spaces1 Parking Space

Exterior Amenities

PorchOpen Porch
Porch Area135 sqft
Patio Area48 sqft
Canopy24 sqft
Poultry House24 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemOil
Heating FuelGas

Location & Zoning

Account Number0624 00057
Street Address303 SPRING ST
CityLANCASTER
StateOH
Zip43130-4744
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMAHERS 2ND ADD LOT 82
Legal SubdivisionMAHERS 2ND ADD
Legal Lot Number82
JurisdictionFAIRFIELD OH
Township / Civil DivisionLANCASTER CITY
Census Block Group2
Census Block2025
Census Tract32300

Owner

Source: Fairfield County records · APN 053-62349.00

Assessment roll updated March 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address5950 SYMPHONY WOODS RD STE 312, 312, COLUMBIA, MD 21044-3404
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 07, 2023Deed of Trust, Mortgage · Line of Credit
WESBANCO BANK INC
Nov 25, 2025Warranty Deed, Transfer · FHA Mortgage
LOWER LLC
Jul 13, 2021Survivorship Deed, Transfer · Conventional Mortgage
UNION HOME MORTGAGE CORP

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 25, 2025 · Amount on Record
Deed SaleNov 25, 2025 · Amount on Record
Prior SaleJul 13, 2021 · Amount on Record
Deed Document Number202500020305
Record UpdatedJun 08, 2026

September 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFAIRFIELD OH
Property Address303 SPRING ST, LANCASTER, OH 43130-4744
Transaction TypeMortgage
Record UpdatedDec 10, 2025
Title CompanyVALMER LAND TITLE AGENCY

Transferred To (Grantee/Buyer)

NameVerified Name
Address303 SPRING ST, LANCASTER, OH 43130-4744

Mortgage

Document Number0000013808
DateSep 07, 2023
Instrument202300013808
Lender
NameWESBANCO BANK INC
TypeBank
AddressLANCASTER, OH 43130
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueSep 01, 2048
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

November 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFAIRFIELD OH
Recording DateNov 25, 2025
Property Address303 SPRING ST, LANCASTER, OH 43130-4744
Document Number0000020305
Map ReferenceMB 7 PG 27
Instrument DateNov 25, 2025
Instrument202500020305
Transaction TypeTransfer
Record UpdatedDec 10, 2025
Title CompanyVALMER LAND TITLE AGENCY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5950 SYMPHONY WOODS RD STE 312, 312, COLUMBIA, MD 21044-3404

Mortgage

Document Number0000020306
DateNov 25, 2025
Instrument202500020306
Lender
NameLOWER LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2055

July 2021: Survivorship Deed, Transfer

Document TypeSurvivorship Deed
JurisdictionFAIRFIELD OH
Recording DateJul 13, 2021
Property Address303 SPRING ST, LANCASTER, OH 43130-4744
Document Number0000018192
Map ReferenceMB 7 PG 27
Instrument DateJun 23, 2021
Instrument202100018192
Transaction TypeTransfer
Record UpdatedJul 21, 2021
Title CompanyFIRST OHIO TITLE INSURANCE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address8241 DOW CIR, STRONGSVILLE, OH 44136-1761

Mortgage

Document Number0000018193
DateJul 13, 2021
Instrument202100018193
Lender
NameUNION HOME MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 01, 2051

Tax Assessment & Valuation

Source: Fairfield County records · Assessment roll updated March 1, 2025 · Last verified March 2026

Property Jurisdictions

TypeName
StateOhio
CountyFairfield County
MunicipalityLancaster City
Unified School DistrictLancaster City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$68,400 (+41.97%) Land $13,890 Building $54,510$195,430 (+41.97%) Land $39,680 Building $155,750
2024$48,180 (-) Land $7,650 Building $40,530
2023$1,752.00$48,180 (-) Land $7,650 Building $40,530
2022$48,180 Land $7,650 Building $40,530$137,660 Land $21,850 Building $115,810

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Fairfield County (39045C), updated December 11, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 390450323002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired (federally backed mortgages)
Flood Insurance CostPremium on Record
median of 38 individual NFIP policies nearby
Nearby Flood Policies38 in force
Nearby Flood Claims29 (1979–2019)
Claims Outside the SFHA1 of 29
Most Recent ClaimFeb 2019, river or lake flooding
Claims By Storm
  • Severe Winter Storms, Flooding, And Mudslides, Jan 2005 · 2 claims
  • Severe Storms, Tornadoes & Flooding, Jun 1990 · 2 claims

Wildfire

Wildfire RiskLow
above 20% of the US · above 64% of Ohio
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 316 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
The Chillicothe Telephone CoFiber8,000 / 8,000
SpectrumCable1,000 / 1,000
AT&TFixed Wireless100 / 20

May also be available at this address: Verizon, AT&T, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

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