303 S Pine St, Creston, IA 50801 Property Records

Union County property record for 303 S Pine St, Creston, IA 50801

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,584 sqft · built 1883
Lot Size	0.165 acres (7,200 sqft)
Owner	2 Individual Names on File
Last Sale	$82,500 (Apr 2019)
Tax Bill	$1,936 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Feb 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0512230002`

Property Details

APN / Parcel Number

Primary APN	`0512230002`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,584 sqft Living Area
1st Floor Area	560 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1883
Effective Year Built	Effective 1883
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,200 sqft (0.165 acres)
Lot Dimensions	120 ft deep x 60 ft wide
Garage Type	Detached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	70 sqft
Patio Area	132 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	303 S PINE ST
City	CRESTON
State	IA
Zip	50801-3742
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OP LOTS 411-412
Legal Subdivision	ORIGINAL TOWN OF CRESTON
Legal Lot Number	411,412
Jurisdiction	UNION IA
Township / Civil Division	CRESTON
Census Block Group	4
Census Block	4023
Census Tract	190200

Owner

303 S Pine St is owned and occupied by two individuals who bought it in April 2019.

Source: Union County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	303 S PINE ST, CRESTON, IA 50801-3742
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2026	Deed of Trust, Mortgage · Line of Credit NORTHWEST BANK
Feb 2, 2017	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Apr 11, 2019	Quit Claim Deed, Transfer Quitclaim
Apr 5, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage MIDWEST FAMILY LENDING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 5, 2019 · Amount on File
Deed Sale	Apr 5, 2019 · Amount on File
Prior Sale	Aug 2, 2007 · Amount on File
Deed Document Number	2019583
Deed Book / Page	1194 / 141
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION IA
Recording Date	Apr 14, 2026
Property Address	303 S PINE ST, CRESTON, IA 50801-3742
Document Number	0000000570
Book / Page	1378 / 9
Instrument Date	Apr 13, 2026
Instrument	2026570
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	303 S PINE ST, CRESTON, IA 50801-3742

Mortgage

Document Number	0000000570,
Date	Apr 14, 2026
Book Page	1378/9
Instrument	2026570

Lender

Name	NORTHWEST BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Apr 15, 2036

Interest

Rate	6.11%
Max Rate	-1%

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION IA
Property Address	303 S PINE ST, CRESTON, IA 50801-3742
Transaction Type	Mortgage
Record Updated	Jul 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001141/045
Date	Feb 2, 2017
Book Page	1141/045
Instrument	2017-00000165

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2047

April 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	UNION IA
Recording Date	Apr 11, 2019
Property Address	303 S PINE ST, CRESTON, IA 50801-3742
Document Number	001194/271
Book / Page	1194 / 271
Instrument Date	Apr 5, 2019
Instrument	614
Transaction Type	Transfer
Record Updated	Jul 8, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount from Assessment
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	303 S PINE ST, CRESTON, IA 50801-3742

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION IA
Recording Date	Apr 5, 2019
Property Address	303 S PINE ST, CRESTON, IA 50801-3742
Document Number	001194/141
Book / Page	1194 / 141
Instrument Date	Apr 5, 2019
Instrument	583
Transaction Type	Transfer
Record Updated	Jul 8, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	303 S PINE ST, CRESTON, IA 50801-3742

Mortgage

Document Number	001194/142
Date	Apr 5, 2019
Book Page	1194/142
Instrument	584

Lender

Name	MIDWEST FAMILY LENDING

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 303 S Pine St was $1,936, up 0.3% from the year before.

Source: Union County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
Municipality	Creston City
County	Union County
Unified School District	Creston Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$116,130 (-) Land $9,000 Building $107,130	$116,130 (-) Land $9,000 Building $107,130
2025	$1,936.00 (+0.31%)	$116,130 Land $9,000 Building $107,130	$116,130 Land $9,000 Building $107,130
2024	$1,930.00
2023		$96,250 Land $9,630 Building $86,620	$96,250 Land $9,630 Building $86,620
2022	$1,988.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 303 S Pine St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 31, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 303 S Pine St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CRESTON WATER SUPPLY serves 7,536 people · EPA ID IA8816089
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	7 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Treatment Techniques Jun 2018
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 308 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Lockridge Networks Fixed Wireless	100 / 20
Windstream DSL	100 / 20

May also be available: Nextlink, OmniTel-Interstate Cablevision, Verizon.

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