303 S Main St, Berlin, MD 21811 Property Records

Worcester County property record for 303 S Main St, Berlin, MD 21811

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 3,064 sqft · built 1978
Lot Size1.49 acres (64,904 sqft)
Owner2 Individual Names on File
Tax Bill$8,597 (2026)
Deeds & MortgagesAug 2019 Line of Credit
Flood ZoneZone X (minimal risk)
APN03-030814

Property Details

APN / Parcel Number

Primary APN03-030814
Alternative APN
  • 030814

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,064 sqft Total Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1978
Exterior MaterialBrick
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area64,904 sqft (1.49 acres)
Garage TypeDetached
Garage Area1,295 sqft
Parking Spaces4 Parking Spaces
PorchSlab
Porch Area60 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Account Number030814
Street Address303 S MAIN ST
CityBERLIN
StateMD
Zip21811-1405
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeH-1
Legal DescriptionLOTS 3 4 5 & P/O LOT 2 E/S MAIN & BURLEY STS BERLIN
Legal Lot Number2-5
JurisdictionWORCESTER MD
Township / Civil Division3, SINEPUXENT
Census Block Group1
Census Block1061
Census Tract951000

Owner

303 S Main St is owned and occupied by two individuals who acquired it in January 2010.

Source: Worcester County records, as of October 6, 2026

Owner of Record2 Individual Names on File
Mailing Address303 S MAIN ST, BERLIN, MD 21811-1405
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 5, 2010
Deed SaleJan 5, 2010
Deed Document Number2010373458
Deed Book / Page5403 / 358
Record UpdatedOct 29, 2026

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWORCESTER MD
Property Address303 S MAIN ST, BERLIN, MD 21811-1405
Document Number0074880489
Instrument DateAug 16, 2019
Transaction TypeMortgage
Record UpdatedSep 24, 2019
Title CompanyAMERICAN TITLE COMPANY, AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address303 S MAIN ST BERLIN MD 218111405, BERLIN, MD 21811-1405

Mortgage

Document Number0074880489
DateSep 11, 2019
Book Page007488/000489
Lender
NameMANUFACTURERS & TRADERS TR
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 303 S Main St was $8,597 with a homeowner's exemption, up 3.1% from the year before.

Source: Worcester County assessment roll, as of October 6, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyWorcester County
MunicipalityBerlin Town
Unified School DistrictWorcester County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$8,597.00 (+3.06%) Homeowner's exemption$636,933$671,500 Land $120,900 Building $550,600
2025$8,342.00 Homeowner's exemption
2023$7,811.00 Homeowner's exemption$522,500$567,800 Land $120,900 Building $446,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 303 S Main St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 24 individual policies
Nearby Flood Policies27 units insured
incl. 3 condo units
Nearby Flood Claims13 (1992–2020)
Claims Outside the SFHA12 of 13
Most Recent ClaimJul 2020 · rainfall accumulation
Claims by Event
  • Hurricane Sandy, Oct 2012 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 303 S Main St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF BERLIN
serves 4,500 people · EPA ID MD0230001
Water SourceGroundwater
Last State InspectionNov 2025
Lead5 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 299 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

May also be available: Verizon.

Nearby Properties on S Main St

Nearby Streets

Search Property Records by Address or Parcel Number