303 S Bragg St, Monroe, NC 28112 Property Records

Union County property record for 303 S Bragg St, Monroe, NC 28112 · Last verified April 2026

Property Summary

Property Type	Rural Home
Details	3 bd · 1 ba · 1,008 sqft · built 1960
Lot Size	0.19 acres (8,276 sqft)
Owner	Individual Name on File
Tax Bill	$1,529 (2025)
Deeds & Mortgages	Jan 2024 Mortgage Nov 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-273-079`

Property Details

APN / Parcel Number

Primary APN	`09-273-079`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,008 sqft Living Area
1st Floor Area	1,008 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Wood
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,276 sqft (0.19 acres)
Garage Type	Carport
Garage Area	300 sqft
Carport	Carport
Carport Area	300 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	50 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	303 S BRAGG ST
City	MONROE
State	NC
Zip	28112-5307
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	303 N BRAGG ST 303 N BRAGG STREET
Jurisdiction	UNION NC
Township / Civil Division	MONROE
Census Block Group	1
Census Block	1026
Census Tract	20501

Owner

Source: Union County records · APN 09-273-079

Assessment roll updated March 31, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	303 S BRAGG ST, MONROE, NC 28112-5307
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 05, 2024	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Nov 20, 2019	Deed of Trust, Mortgage · FHA Mortgage FAY SVCNG LLC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Jun 08, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	303 S BRAGG ST, MONROE, NC 28112-5307
Transaction Type	Mortgage
Record Updated	Jan 22, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	303 S BRAGG ST, MONROE, NC 28112-5307

Mortgage

Document Number	0008835858
Date	Jan 05, 2024
Book Page	8835/858
Instrument	299

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	311 Months
Due	Dec 01, 2049

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	303 S BRAGG ST, MONROE, NC 28112-5307
Document Number	7524401
Instrument Date	Nov 20, 2019
Transaction Type	Mortgage
Record Updated	Dec 30, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	303 S BRAGG ST MONROE NC 281125307, MONROE, NC 28112-5307

Mortgage

Document Number	7524401
Date	Nov 25, 2019
Book Page	007524/000401
Instrument	36731

Lender

Name	FAY SVCNG LLC
Address	CARROLLTON, TX 75006

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 24, 2049

Tax Assessment & Valuation

Source: Union County records · Assessment roll updated March 31, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Monroe City
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,529.00 (+43.16%)	$175,000 (+78.57%) Land $32,300 Building $142,700	$175,000 (+78.57%) Land $32,300 Building $142,700
2023	$1,068.00	$98,000 Land $16,900 Building $81,100	$98,000 Land $16,900 Building $81,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Union County (37179C), updated September 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371790205011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2024, other causes

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 259 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Frontier, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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