303 S Adams St, Lavaca, AR 72941 Property Records

Sebastian County property record for 303 S Adams St, Lavaca, AR 72941

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,098 sqft · built 1986
Lot Size	0.549 acres (23,914 sqft)
Owner	Individual Name on File
Last Sale	$227,500 (Mar 2025)
Tax Bill	$1,710 (2026)
Deeds & Mortgages	Mar 2025 Sale & Mortgage Mar 2024 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`69070-0006-00000-00`

Property Details

APN / Parcel Number

Primary APN	`69070-0006-00000-00`
Alternative APN	`72956`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,098 sqft Living Area
1st Floor Area	2,098 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Fiberglass
Lot Area	23,914 sqft (0.549 acres)
Lot Dimensions	249 ft deep x 95 ft wide
Garage Type	Attached
Garage Area	441 sqft
Driveway	Concrete Driveway
Driveway Area	1,200 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	24 sqft
Patio Area	238 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	72956
Street Address	303 S ADAMS ST
City	LAVACA
State	AR
Zip	72941-3825
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 6
Legal Range	30
Legal Township	08
Legal Section	33
Legal Subdivision	OAKVIEW EST I-LAVACA
Legal Block	2
Legal Lot Number	6
Jurisdiction	SEBASTIAN AR
Township / Civil Division	1
Census Block Group	2
Census Block	2042
Census Tract	10101

Owner

303 S Adams St is owned and occupied by an individual who bought it in March 2025.

Source: Sebastian County records, as of August 31, 2026

Owner of Record	Individual Name on File
Mailing Address	303 S ADAMS ST, LAVACA, AR 72941-3825
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 21, 2025	Warranty Deed, Transfer · VA Mortgage FIRST FINANCIAL BANK
Mar 22, 2024	Deed of Trust, Mortgage · Commercial Mortgage FIRST SECURITY BANK
Oct 27, 2023	Warranty Deed, Transfer · Commercial Mortgage FIRST SECURITY BANK
Sep 6, 2017	Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK OF FORT SMITH

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 21, 2025 · Amount on File
Deed Sale	Mar 21, 2025 · Amount on File
Prior Sale	Oct 27, 2023 · Amount on File
Deed Document Number	20255262
Record Updated	Oct 29, 2026

March 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEBASTIAN AR
Recording Date	Mar 21, 2025
Property Address	303 S ADAMS ST, LAVACA, AR 72941-3825
Document Number	0202505262
Instrument Date	Mar 19, 2025
Instrument	2025-05262
Transaction Type	Transfer
Record Updated	Dec 1, 2025
Title Company	WACO TITLE COMPANY FORT SMITH, WACO TITLE CO FORT SMITH

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$752.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5204 FRESNO ST, FORT SMITH, AR 72903-4637

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	303 S ADAMS ST, LAVACA, AR 72941-3825

Mortgage

Document Number	0202505263
Date	Mar 21, 2025
Instrument	2025-05263

Lender

Name	FIRST FINANCIAL BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2055

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEBASTIAN AR
Property Address	303 S ADAMS ST, LAVACA, AR 72941
Transaction Type	Mortgage
Record Updated	Apr 3, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2024G05257
Date	Mar 22, 2024
Instrument	2024G-05257

Lender

Name	FIRST SECURITY BANK
Type	Bank
Address	FORT SMITH, AR 72901

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	12 Months
Due	Feb 28, 2025

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEBASTIAN AR
Recording Date	Oct 27, 2023
Property Address	303 S ADAMS ST, LAVACA, AR 72941
Document Number	2023G21559
Instrument Date	Oct 26, 2023
Instrument	2023G-21559
Transaction Type	Transfer
Record Updated	Nov 9, 2023
Title Company	WACO TITLE COMPANY FORT SMITH, WACO TITLE CO FORT SMITH

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$412.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 49, LAVACA, AR 72941-0049

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5204 FRESNO ST, FORT SMITH, AR 72903-4637

Mortgage

Document Number	2023G21560
Date	Oct 27, 2023
Instrument	2023G-21560

Lender

Name	FIRST SECURITY BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	12 Months
Due	Oct 26, 2024

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEBASTIAN AR
Property Address	303 S ADAMS ST, LAVACA, AR 72941
Transaction Type	Mortgage
Record Updated	Sep 26, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 2017G-19498
Date	Sep 6, 2017
Instrument	2017G-19498

Lender

Name	FIRST NATIONAL BANK OF FORT SMITH
Type	Bank
Address	07256

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Sep 1, 2037

Tax Assessment & Valuation

The 2026 property tax bill for 303 S Adams St was $1,710.

Source: Sebastian County assessment roll, as of August 31, 2026

Property Jurisdictions

Type	Name
State	Arkansas
County	Sebastian County
Municipality	Lavaca City
Unified School District	Lavaca Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,710.00	$42,351 (-) Land $7,000 Building $35,351	$211,755 (-) Land $35,000 Building $176,755
2025	$1,710.00	$42,351 Land $7,000 Building $35,351	$211,755 Land $35,000 Building $176,755
2023	$1,554.00	$28,060 Land $5,500 Building $22,560	$140,300 Land $27,500 Building $112,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 303 S Adams St in Zone X, an area of minimal flood risk, though there have been 16 flood claims nearby since 1990.

Source: FEMA National Flood Hazard Layer, effective June 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 16 policies
Nearby Flood Policies	16 in force
Nearby Flood Claims	16 (1990–2019)
Claims Outside the SFHA	3 of 16
Most Recent Claim	Aug 2019 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, May 2019 · 2 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Dec 2015 · 5 claims Severe Storms & Flooding, May 1990 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 303 S Adams St is moderate, ranking above 63% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 63% of the US · above 88% of Arkansas
Wildfire Likelihood	0.3% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAVACA WATERWORKS serves 3,650 people · EPA ID AR0000510
Water Source	Purchased surface water from FRANKLIN-SEBASTIAN PWA
Last State Inspection	Sep 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Dobson Fiber Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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