303 S 27th St, Middlesboro, KY 40965 Property Records

Bell County property record for 303 S 27th St, Middlesboro, KY 40965

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,396 sqft · built 1960
Owner	Individual Name on File
Last Sale	$93,000 (Feb 2021)
Tax Bill	$1,264 (2025)
Deeds & Mortgages	Feb 2021 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`069-42-09-012.00`

Property Details

APN / Parcel Number

Primary APN	`069-42-09-012.00`
Alternative APNs	`16144` `4997`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,396 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Exterior Material	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle

Utilities, Heating & Cooling

Cooling System	None
Heating System	Electric

Location & Zoning

Account Number	4997
Street Address	303 S 27TH ST
City	MIDDLESBORO
State	KY
Zip	40965-1525
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SE 204 (PART LOTS 1-2-3)
Legal Lot Number	1-2
Jurisdiction	BELL KY
Township / Civil Division	MIDDLESBOROUGH
Census Block Group	3
Census Block	3032
Census Tract	960600

Owner

303 S 27th St is owned by an individual who bought it in February 2021.

Source: Bell County records, as of December 15, 2025

Owner of Record	Individual Name on File
Mailing Address	1436 CALIFORNIA ST APT 7, 7, SAN FRANCISCO, CA 94109-4731
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 12, 2021 · Amount on File
Deed Sale	Feb 12, 2021 · Amount on File
Prior Sale	Feb 29, 2008 · Amount on File
Deed Document Number	185576
Deed Book / Page	D390 / 101
Record Updated	Jun 8, 2026

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BELL KY
Recording Date	Feb 12, 2021
Property Address	303 S 27TH ST, MIDDLESBORO, KY 40965-1525
Document Number	00D390/101
Book / Page	D390 / 101
Instrument Date	Nov 3, 2020
Instrument	185576
Transaction Type	Transfer
Record Updated	Apr 4, 2022
Title Company	ACUTE TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$93.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3105 S WHITETREE CIR, 3105, CINCINNATI, OH 45236-1343

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1436 CALIFORNIA ST APT 7, 7, SAN FRANCISCO, CA 94109-4731

Mortgage

Document Number	0000185577
Date	Feb 12, 2021
Instrument	185577

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	178 Months
Due	Dec 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 303 S 27th St was $1,264.

Source: Bell County assessment roll, as of October 15, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Bell County
Municipality	Middlesborough City
Unified School District	Middlesboro Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,264.00	$118,000 Land $118,000	$118,000 Land $118,000
2023	$973.00	$93,000	$93,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 303 S 27th St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective January 28, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 39 policies
Nearby Flood Policies	39 in force
Nearby Flood Claims	17 (1983–2025)
Claims Outside the SFHA	3 of 17
Most Recent Claim	Feb 2025 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides, Feb 2025 · 2 claims Severe Storms, Tornadoes, And Flooding, Jun 2011 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 303 S 27th St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KENTUCKY AMERICAN WATER - MIDDLESBORO private · serves 12,022 people · EPA ID KY0070282
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 373 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Eastern Telephone & Technologies Fixed Wireless	300 / 100
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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