303 S 23rd St, Richmond, IN 47374 Property Records

Wayne County property record for 303 S 23rd St, Richmond, IN 47374

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,502 sqft · built 1928
Lot Size	0.231 acres (10,062 sqft)
Owner	Individual Name on File
Last Sale	$180,500 (May 2021)
Tax Bill	$1,701 (2025)
Deeds & Mortgages	Aug 2017 Line of Credit Nov 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`029-52625-00`

Property Details

APN / Parcel Number

Primary APN	`029-52625-00`
Alternative APNs	`89-18-03-130-324.000-030` `500313032400029`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,502 sqft Living Area
1st Floor Area	1,278 sqft
Attic	Attic
Attic Area	2,448 sqft
Basement Area	1,278 sqft
Unfinished Basement	1,278 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1975
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	10,062 sqft (0.231 acres)
Lot Dimensions	162 ft deep x 62 ft wide
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	500313032400029
Street Address	303 S 23RD ST
City	RICHMOND
State	IN
Zip	47374-5767
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 11 REEVESTON VIEW
Legal Subdivision	REEVERTON VIEW AN ADDITION
Legal Lot Number	11
Jurisdiction	WAYNE IN
Township / Civil Division	WAYNE
Census Block Group	1
Census Block	1018
Census Tract	1101

Owner

303 S 23rd St is owned and occupied by an individual who bought it in May 2021.

Source: Wayne County records, as of June 26, 2026

Owner of Record	Individual Name on File
Mailing Address	303 S 23RD ST, RICHMOND, IN 47374-5767
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 9, 2017	Deed of Trust, Mortgage · Line of Credit FIRST MERCHANTS BANK
Nov 27, 2017	Deed of Trust, Mortgage · Conventional Mortgage FIRST MERCHANTS BANK
May 21, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage FIRST MERCHANTS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 21, 2021 · Amount on File
Deed Sale	May 21, 2021 · Amount on File
Prior Sale	Jan 4, 2008 · Amount on File
Deed Document Number	20215170
Record Updated	Oct 29, 2026

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE IN
Property Address	303 S 23RD ST, RICHMOND, IN 47374-5767
Transaction Type	Mortgage
Record Updated	Mar 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017006473
Date	Aug 9, 2017
Instrument	2017006473

Lender

Name	FIRST MERCHANTS BANK
Type	Bank
Address	RICHMOND, IN 47374

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Jul 28, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE IN
Property Address	303 S 23RD ST, RICHMOND, IN 47374-5767
Transaction Type	Mortgage
Record Updated	Mar 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017009420
Date	Nov 27, 2017
Instrument	2017009420

Lender

Name	FIRST MERCHANTS BANK
Type	Bank
Address	MUNCIE, IN 47305

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2047

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAYNE IN
Recording Date	May 21, 2021
Property Address	303 S 23RD ST, RICHMOND, IN 47374-5767
Document Number	2021005170
Instrument Date	May 18, 2021
Instrument	2021005170
Transaction Type	Transfer
Record Updated	Mar 7, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	303 S 23RD ST, RICHMOND, IN 47374-5767

Mortgage

Document Number	2021005171
Date	May 21, 2021
Instrument	2021005171

Lender

Name	FIRST MERCHANTS BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 303 S 23rd St was $1,701, down 2.3% from the year before.

Source: Wayne County assessment roll, as of June 26, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Wayne County
County Subdivision	Wayne Township
Municipality	Richmond City
Unified School District	Richmond Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,701.00 (-2.3%)	$189,100 Land $18,600 Building $170,500	$189,100 Land $18,600 Building $170,500
2024	$1,741.00
2023		$152,300 (+3.11%) Land $13,800 Building $138,500	$152,300 (+3.11%) Land $13,800 Building $138,500
2022	$1,477.00 Homeowner's exemption	$147,700 Land $13,500 Building $134,200	$147,700 Land $13,500 Building $134,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 303 S 23rd St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 1, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 303 S 23rd St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 78% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIANA AMERICAN WATER - RICHMOND private · serves 41,485 people · EPA ID IN5289012
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 363 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
BridgeMAXX Suncoast Broadband Fixed Wireless	100 / 20

May also be available: AT&T, T-Mobile, Verizon.

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