Christian County property record for 303 Ruth St, Ozark, MO 65721
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,682 sqft · built 1984 |
| Lot Size | 0.903 acres (39,375 sqft) |
| Owner | Individual Name on File |
| Last Sale | $103,000 (Dec 2007) |
| Deeds & Mortgages | Mar 2019 Line of Credit Jan 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-0.8-28-4-7-11 |
| Primary APN | 11-0.8-28-4-7-11 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 1,682 sqft Adjusted Area |
| 1st Floor Area | 1,664 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1984 |
|---|---|
| Exterior Material | Combination |
| Foundation Type | Retaining Wall |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 39,375 sqft (0.903 acres) |
| Lot Dimensions | 175 ft deep x 225 ft wide |
| Garage Area | 650 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Street Address | 303 RUTH ST |
|---|---|
| City | OZARK |
| State | MO |
| Zip | 65721-9540 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 17 & 19 SUNSET HEIGHTS BLK 1 |
| Legal Range | 21 |
| Legal Township | 27 |
| Legal Section | 28 |
| Legal Subdivision | SUNSET HEIGHTS |
| Legal Block | 1 |
| Legal Lot Number | 17,19 19 |
| Jurisdiction | CHRISTIAN MO |
| Township / Civil Division | WEST FINLEY |
| Census Block Group | 1 |
| Census Block | 1033 |
| Census Tract | 20304 |
303 Ruth St is owned and occupied by an individual who bought it in December 2007.
Source: Christian County records, as of January 19, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 303 RUTH ST, OZARK, MO 65721-9540 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 28, 2019 | Deed of Trust, Mortgage · Line of Credit SOUTHERN BANK |
| Jan 31, 2019 | Deed of Trust, Mortgage QUICKEN LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 6, 2007 · Amount on File |
| Deed Sale | Dec 6, 2007 · Amount on File |
| Deed Document Number | 2007021455 |
| Deed Book / Page | 2007 / 021455 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHRISTIAN MO |
| Property Address | 303 RUTH ST, OZARK, MO 65721-9540 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0201903210 |
|---|---|
| Date | Mar 28, 2019 |
| Book Page | 2019/03210 |
| Instrument | 2019L03255 |
| Name | SOUTHERN BANK |
|---|---|
| Type | Bank |
| Address | NIXA, MO 65714 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Mar 25, 2029 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHRISTIAN MO |
| Property Address | 303 RUTH ST, OZARK, MO 65721-9540 |
| Document Number | 0201901183 |
| Instrument Date | Jan 31, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 13, 2019 |
| Title Company | APPLEBY HEALY LAND TITLE |
| Name | Verified Name |
|---|---|
| Address | 303 RUTH ST OZARK MO 657219540, OZARK, MO 65721-9540 |
| Document Number | 0201901183 |
|---|---|
| Date | Feb 5, 2019 |
| Book Page | 002019/001183 |
| Instrument | 1203 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Amount | Amount on Record |
|---|---|
| Term | 240 Months |
| Due | Feb 4, 2039 |
Source: Christian County assessment roll, as of May 31, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Christian County |
| Unified School District | Ozark R-VI School District (PK - 12) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2025 | $21,950 | $115,500 Land $20,000 Building $95,500 |
| 2023 | $20,410 | $107,400 Land $20,000 Building $87,400 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 303 Ruth St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 1, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 303 Ruth St is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 75% of Missouri |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| White River Connect Fiber | 2,500 / 2,500 |
| Optimum Cable | 940 / 35 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
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