Polk County property record for 303 Ridgeview Dr, Mill Spring, NC 28756 · Last verified October 2025
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,320 sqft · built 1999 |
| Lot Size | 13.1 acres (570,636 sqft) |
| Owner | Individual Name on File |
| Last Sale | $480,000 (Sep 2025) |
| Tax Bill | $1,134 (2025) |
| Deeds & Mortgages | Sep 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | P29-12 |
| Primary APN | P29-12 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 1,320 sqft Finished Area |
| Year Built | Built 1999 |
|---|---|
| Exterior Material | Vinyl |
| Foundation Type | Retaining Wall |
| Roof Material | Shingle |
| Lot Area | 570,636 sqft (13.1 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 28155 |
|---|---|
| Street Address | 303 RIDGEVIEW DR |
| City | MILL SPRING |
| State | NC |
| Zip | 28756 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 500, 500 500 COUNTY RURAL |
| Legal Subdivision | COUNTY RURAL |
| Jurisdiction | POLK NC |
| Township / Civil Division | COOPER GAP |
| Census Block Group | 3 |
| Census Block | 3015 |
| Census Tract | 920201 |
Source: Polk County records · APN P29-12
Assessment roll updated January 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | PO BOX 32, HENDERSONVILLE, NC 28793-0032 |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 17, 2025 · Amount on Record |
| Deed Sale | Sep 17, 2025 · Amount on Record |
| Deed Document Number | 0004941262 |
| Deed Book / Page | 494 / 1262 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK NC |
| Recording Date | Sep 17, 2025 |
| Property Address | 303 RIDGEVIEW DR, MILL SPRING, NC 28756 |
| Document Number | 00494/1262 |
| Book / Page | 494 / 1262 |
| Map Reference | FILE C PG 1262 |
| Instrument Date | Sep 11, 2025 |
| Transaction Type | Transfer |
| Record Updated | Apr 03, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $960.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 517, MILL SPRING, NC 28756-0517 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 32, HENDERSONVILLE, NC 28793-0032 |
| Document Number | 0004941266 |
|---|---|
| Date | Sep 17, 2025 |
| Instrument | 494/1266 |
| Name | HIGHLANDS RESIDENTIAL MORTGAGE LTD |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2055 |
Source: Polk County records · Assessment roll updated January 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Polk County |
| Unified School District | Polk County Schools (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,134.00 (+0.44%) | $225,754 (+28.5%) Land $47,098 Building $178,656 | $333,081 (+43.71%) Land $154,425 Building $178,656 |
| 2023 | $1,129.00 | $175,684 Land $38,404 Building $137,280 | |
| 2021 | $231,780 Land $94,500 Building $137,280 |
Source: FEMA National Flood Hazard Layer, Polk County (37149C), updated July 8, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371499202013, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Moderate above 57% of the US · above 79% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 769 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 5 locations within about half a mile of this property, a small sample
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Fiber | 1,000 / 1,000 |
May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.
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