303 Ridge Rd, Albert Lea, MN 56007 Property Records

Freeborn County property record for 303 Ridge Rd, Albert Lea, MN 56007

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 2,440 sqft · built 1960
Lot Size	0.328 acres (14,296 sqft)
Owner	Individual Name on Record
Last Sale	$455,000 (Feb 2021)
Tax Bill	$7,798 (2026)
Deeds & Mortgages	Mar 2021 Transfer Feb 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`34.135.2040`

Property Details

APN / Parcel Number

Primary APN	`34.135.2040`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,440 sqft Living Area
1st Floor Area	2,176 sqft
Basement Area	1,900 sqft
Finished Basement	1,900 sqft
Unfinished Basement	2,144 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	14,296 sqft (0.328 acres)
Lot Dimensions	137 ft deep x 46 ft wide
Garage Type	Attached
Garage Area	520 sqft
Deck Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Baseboard

Location & Zoning

Street Address	303 RIDGE RD
City	ALBERT LEA
State	MN
Zip	56007-1444
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SHORELAND HEIGHTS LOT-005 BLOCK-014 LOT 5 BLK 14 SHORELAND HEIGHTS
Legal Subdivision	SHORELAND HEIGHTS
Legal Block	14
Legal Lot Number	5
Jurisdiction	FREEBORN MN
Township / Civil Division	ALBERT LEA
Census Block Group	3
Census Block	3009
Census Tract	180400

Owner

Source: Freeborn County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	303 RIDGE RD, ALBERT LEA, MN 56007-1444
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 4, 2021	Quit Claim Deed, Transfer Quitclaim
Feb 16, 2021	Warranty Deed, Transfer · Conventional Mortgage SYNERGY ONE LENDING

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 16, 2021 · Amount on Record
Deed Sale	Feb 16, 2021 · Amount on Record
Deed Document Number	2021116907
Last Transfer Date	Mar 4, 2021
Transfer Doc	A116962
Record Updated	Oct 29, 2026

March 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FREEBORN MN
Recording Date	Mar 4, 2021
Property Address	303 RIDGE RD, ALBERT LEA, MN 56007-1444
Document Number	A116962
Instrument Date	Mar 4, 2021
Instrument	A116962
Transaction Type	Transfer
Record Updated	Jul 6, 2021

Transaction

Tax	$1.65
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	303 RIDGE RD, ALBERT LEA, MN 56007-1444

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FREEBORN MN
Recording Date	Feb 16, 2021
Property Address	303 RIDGE RD, ALBERT LEA, MN 56007-1444
Document Number	000A116907
Instrument Date	Feb 16, 2021
Instrument	A116907
Transaction Type	Transfer
Record Updated	Jan 17, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,501.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	303 RIDGE RD, ALBERT LEA, MN 56007-1444

Mortgage

Document Number	000A116908
Date	Feb 16, 2021
Instrument	A116908

Lender

Name	SYNERGY ONE LENDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Freeborn County assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Albert Lea City
County	Freeborn County
Unified School District	Albert Lea Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,798.00 Homeowner's exemption	$472,300 (-7.48%) Land $31,100 Building $441,200	$472,300 (-7.48%) Land $31,100 Building $441,200
2025	$7,798.00 (+27.09%) Homeowner's exemption	$510,500 (+22.57%) Land $31,100 Building $479,400	$510,500 (+22.57%) Land $31,100 Building $479,400
2023	$6,136.00 (+24.77%) Homeowner's exemption	$416,500 Land $31,100 Building $385,400	$416,500 Land $31,100 Building $385,400
2020	$4,918.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 26, 2015

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 92% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Albert Lea serves 18,492 people · EPA ID MN1240001
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	2 ppb (2025) action level 15 ppb
Copper	1.81 mg/L (2021) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 328 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Winnebago Cooperative Telecom Association Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
GigFire Fiber · Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Midco Fixed Wireless	100 / 20

May also be available: AT&T, Metronet.

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