303 Red Oak Dr, Chattanooga, TN 37415 Property Records

Hamilton County property record for 303 Red Oak Dr, Chattanooga, TN 37415

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,642 sqft · built 2018
Lot Size0.334 acres (14,555 sqft)
Owner2 Individual Names on Record
Last Sale$308,500 (Sep 2020)
Tax Bill$1,684 (2025)
Deeds & MortgagesSep 2020 Sale & Mortgage
Sep 2018 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN108M E 010

Property Details

APN / Parcel Number

Primary APN108M E 010
Alternative APN
  • 0000033106

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,642 sqft Living Area

Exterior

Year BuiltBuilt 2018
Exterior MaterialFiber Cement Siding
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area14,555 sqft (0.334 acres)
Lot Dimensions82 ft deep x 177 ft wide

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Account Number0000033106
Street Address303 RED OAK DR
CityCHATTANOOGA
StateTN
Zip37415-4540
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionLT 8 PT 7 BLK C LAUREL HILL EXT PB14 PG72
Legal SubdivisionLAUREL HILL EXT
Legal BlockC
Legal Lot Number8
JurisdictionHAMILTON TN
Township / Civil Division2
Census Block Group4
Census Block4006
Census Tract10800

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Chickamauga and Chattanooga National Military Park
listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hamilton County records, as of December 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address145 JAMES DREW DR, MUNFORD, TN 38058-6447
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 22, 2020Warranty Deed, Transfer · Conventional with PMI
INSOUTH BK
Sep 4, 2018Warranty Deed, Transfer · Conventional with PMI
PRIME LNDG
Jan 31, 2018Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 22, 2020 · Amount on Record
Deed SaleSep 22, 2020 · Amount on Record
Prior SaleSep 4, 2018 · Amount on Record
Deed Document Number2020092200074
Deed Book / Page12159 / 965
Record UpdatedJun 8, 2026

September 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateSep 22, 2020
Property Address303 RED OAK DR, CHATTANOOGA, TN 37415-4540
Document Number0922000074
Book / Page012159 / 000965
Instrument DateSep 16, 2020
Instrument200922000074
Transaction TypeTransfer
Record UpdatedOct 21, 2020
Title CompanyNORTHSHORE TITLE AND ESCROW, NORTHSHORE TITLE & ESCROW

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,141.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address303 RED OAK DR RED BANK TN 374154517, RED BANK, TN 37415-4517

Mortgage

Document Number922000075
DateSep 22, 2020
Book Page012159/000968
Instrument200922000075
Lender
NameINSOUTH BK
TypeBank
AddressATOKA, TN 38004
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term60 Months
DueSep 21, 2025

September 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateSep 4, 2018
Property Address303 RED OAK DR, CHATTANOOGA, TN 37415-4540
Document Number0904000275
Book / Page011443 / 000711
Instrument DateAug 31, 2018
Instrument180904000275
Transaction TypeTransfer
Record UpdatedSep 17, 2018
Title CompanyNATIONWIDE TITLE CLEARING INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,102.23
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address303 RED OAK DR CHATTANOOGA TN 374154517, CHATTANOOGA, TN 37415-4517

Mortgage

Document Number904000276
DateSep 4, 2018
Book Page011443/000714
Instrument180904000276
Lender
NamePRIME LNDG
AddressDALLAS, TX 75252
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueSep 3, 2048

January 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateJan 31, 2018
Property Address303 RED OAK DR, CHATTANOOGA, TN 37415-4540
Document Number0000000182
Book / Page011261 / 000417
Instrument DateJan 30, 2018
Instrument182
Transaction TypeTransfer
Record UpdatedMar 1, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$83.25
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2018 MOWBRAY PIKE SODDY DAISY TN 373797113, SODDY DAISY, TN 37379-7113

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

TypeName
StateTennessee
CountyHamilton County
MunicipalityRed Bank City
Unified School DistrictHamilton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,684.00 (-5.55%)$111,150 (+39.42%)$444,600 (+39.42%) Land $70,000 Building $374,600
2024$1,783.00 (-44.02%)$79,725 (-)$318,900 (-) Land $40,000 Building $278,900
2023$3,185.00$79,725$318,900 Land $40,000 Building $278,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 96% of Tennessee
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTENNESSEE AMERICAN WATER
private · serves 207,046 people · EPA ID TN0000107
Water SourceSurface water
Last State InspectionDec 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 226 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
EPB
Fiber
100,000 / 100,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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