303 Pine Ln, Bayboro, NC 28515 Property Records

Pamlico County property record for 303 Pine Ln, Bayboro, NC 28515

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,772 sqft · built 2011
Lot Size3.15 acres (137,214 sqft)
Owner2 Individual Names on File
Last Sale$500 (Dec 1982)
Tax Bill$3,649 (2025)
Deeds & MortgagesJan 2021 Mortgage
Feb 2012 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APNG042-174

Property Details

APN / Parcel Number

Primary APNG042-174
Alternative APNs
  • 6561537296000
  • 18173

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms10 Rooms
Stories1 Story
Building Area2,772 sqft Finished Area
FlooringPlywood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2011
Effective Year BuiltEffective 2011
Exterior MaterialStucco
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area137,214 sqft (3.15 acres)
Garage TypeAttached
Garage Area900 sqft
Parking Spaces4 Parking Spaces
PorchSlab
Porch Area455 sqft

Utilities, Heating & Cooling

Heating SystemHeat Pump
Heating FuelElectric
Water SourceCommercial

Location & Zoning

Account Number18173
Street Address303 PINE LN
CityBAYBORO
StateNC
Zip28515-9791
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionW/SIDE PINE LANE AND BILL STREET 0006103 6561537296000
JurisdictionPAMLICO NC
Township / Civil Division3
Census Block Group2
Census Block2033
Census Tract950103

Owner

303 Pine Ln is owned and occupied by two individuals who acquired it in June 2020.

Source: Pamlico County records, as of August 25, 2025

Owner of Record2 Individual Names on File
Mailing Address303 PINE LN, BAYBORO, NC 28515-9791
OccupancyOwner Occupied
Owner TypeIndividual
VestingHer Husband

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 20, 2021Deed of Trust, Mortgage · Conventional Mortgage
BETTER MORTGAGE CORPORATION
Feb 21, 2012Deed of Trust, Mortgage · Conventional Mortgage
FIRST BANK MORTGAGE
Aug 25, 2010Deed of Trust, Mortgage · Construction Mortgage
STATE EMPLOYEES CU
Feb 20, 2026Warranty Deed, Transfer
Jul 1, 2020Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 1, 1982 · Amount on File
Deed SaleDec 1, 1982 · Amount on File
Deed Book / Page222 / 173
Last Transfer DateJun 23, 2020
Transfer Doc000663/320
Record UpdatedSep 20, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPAMLICO NC
Property Address303 PINE LN, BAYBORO, NC 28515-9791
Transaction TypeMortgage
Record UpdatedMar 6, 2026
Title CompanyWESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number000674/573
DateJan 20, 2021
Book Page674/573
Lender
NameBETTER MORTGAGE CORPORATION
TypeMortgage Company
AddressNEW YORK, NY 10271
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueFeb 1, 2036

February 2012: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPAMLICO NC
Property Address303 PINE LN, BAYBORO, NC 28515-9791
Transaction TypeMortgage
Record UpdatedMar 6, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number000564/595
DateFeb 21, 2012
Book Page564/595
Lender
NameFIRST BANK MORTGAGE
TypeMortgage Company
AddressAUGUSTA, GA 30909
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMar 1, 2042

August 2010: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPAMLICO NC
Property Address303 PINE LN, BAYBORO, NC 28515-9791
Transaction TypeMortgage
Record UpdatedMar 6, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number000546/640
DateAug 25, 2010
Book Page546/640
Lender
NameSTATE EMPLOYEES CU
TypeCredit Union
AddressRALEIGH, NC 27611
Agreement
TypeConstruction Mortgage
AmountAmount on Record
Term367 Months
DueMar 1, 2041
Interest
Rate TypeFixed Rate
Rate3.75%
Change Frequency2 Years
Min Rate At Change4.75%
Index1-Year T-Bill
Margin1
Max Rate4.75%

February 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPAMLICO NC
Recording DateFeb 20, 2026
Property Address303 PINE LN, BAYBORO, NC 28515-9791
Document Number000753/102
Book / Page753 / 102
Instrument DateJan 30, 2026
Transaction TypeTransfer
Record UpdatedMar 6, 2026

Transaction

AmountAmount on Record
Tax$90.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address303 PINE LN, BAYBORO, NC 28515-9791

July 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionPAMLICO NC
Recording DateJul 1, 2020
Property Address303 PINE LN, BAYBORO, NC 28515-9791
Document Number000663/320
Book / Page663 / 320
Instrument DateJun 23, 2020
Transaction TypeTransfer
Record UpdatedMar 6, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address303 PINE LN, BAYBORO, NC 28515-9791

Tax Assessment & Valuation

The 2025 property tax bill for 303 Pine Ln was $3,649.

Source: Pamlico County assessment roll, as of August 25, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
MunicipalityBayboro Town
CountyPamlico County
Unified School DistrictPamlico County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,649.00$378,221 Land $25,138 Building $353,083$378,221 Land $25,138 Building $353,083
2023$3,766.00$378,221 Land $25,138 Building $353,083$378,221 Land $25,138 Building $353,083

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 303 Pine Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 10, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 38 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies38 in force
Nearby Flood Claims28 (1996–2018)
Claims Outside the SFHA1 of 28
Most Recent ClaimSep 2018 · Hurricane Florence
Claims by Event
  • Hurricane Florence, Sep 2018 · 14 claims
  • Hurricane Irene, Aug 2011 · 9 claims
  • Hurricane Isabel, Sep 2003 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 303 Pine Ln is moderate, ranking above 57% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 57% of the US · above 79% of North Carolina
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPAMLICO COUNTY WATER
serves 19,665 people · EPA ID NC0469025
Water SourceGroundwater
Last State InspectionNov 2024
Lead10 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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