303 Phillips, Ripley, OK 74062 Property Records

Payne County property record for 303 Phillips, Ripley, OK 74062

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 918 sqft · built 1950
Lot Size	0.282 acres (12,286 sqft)
Owner	2 Individual Names on File
Last Sale	$73,500 (Dec 2025)
Tax Bill	$140 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Dec 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18N04E-20-3-RO700-040-0007`

Property Details

APN / Parcel Number

Primary APN	`18N04E-20-3-RO700-040-0007`
Alternative APNs	`600015222` `15222`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	1 Room
Stories	1 Story
Building Area	918 sqft Living Area
1st Floor Area	918 sqft
Utility Area	70 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Raised
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	12,286 sqft (0.282 acres)
Lot Dimensions	140 ft deep x 75 ft wide
Garage Type	Carport
Garage Area	230 sqft
Carport	Carport
Carport Area	230 sqft
Porch	Slab
Porch Area	18 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	15222
Street Address	303 PHILLIPS
City	RIPLEY
State	OK
Zip	74062-6542
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ORIG TOWN RIPLEY BLK 40 LOTS 7-9
Legal Range	04E
Legal Township	18N
Legal Section	20
Legal Subdivision	ORIG TOWN RIPLEY
Legal Block	40
Legal Lot Number	7-9
Jurisdiction	PAYNE OK
Township / Civil Division	CUSHING
Census Block Group	1
Census Block	1046
Census Tract	11400

Owner

Source: Payne County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	303 PHILLIPS, RIPLEY, OK 74062-6542
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jan 23, 2026	Deed of Trust, Mortgage OKLAHOMA HOUSING FINANCE AGENCY
Dec 22, 2025	Warranty Deed, Transfer · FHA Mortgage SIMMONS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 22, 2025 · Amount on File
Deed Sale	Dec 22, 2025 · Amount on File
Prior Sale	Apr 18, 2005 · Amount on File
Deed Document Number	202514189
Deed Book / Page	2907 / 758
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PAYNE OK
Property Address	303 PHILLIPS, RIPLEY, OK 74062
Transaction Type	Mortgage
Record Updated	Feb 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0029160532
Date	Jan 23, 2026
Book Page	2916/532
Instrument	I-2026-000688

Lender

Name	OKLAHOMA HOUSING FINANCE AGENCY
Type	Government Agency
Address	100 NW 63RD ST, OKLAHOMA CITY, OK 73116

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2056

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PAYNE OK
Recording Date	Dec 22, 2025
Property Address	303 PHILLIPS, RIPLEY, OK 74062
Document Number	0029070758
Book / Page	2907 / 758
Instrument Date	Dec 16, 2025
Instrument	I-2025-014189
Transaction Type	Transfer
Record Updated	Jan 2, 2026
Title Company	APEX TTL & CLOSING SVCS LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$110.25
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	303 PHILLIPS, RIPLEY, OK 74062

Mortgage

Document Number	I2025014190
Date	Dec 22, 2025
Instrument	I-2025-014190

Lender

Name	SIMMONS BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

Mortgage

Document Number	0029070778
Date	Dec 22, 2025
Book Page	2907/778
Instrument	I-2025-014191

Lender

Name	US BANK NA
Type	Bank
Address	9380 EXCELSIOR BLVD # 33, HOPKINS, MN 55343

Agreement

Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

Tax Assessment & Valuation

Source: Payne County assessment roll, as of February 6, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Payne County
Municipality	Ripley Town
Unified School District	Ripley Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$8,210 (+251.46%) Land $376 Building $7,834	$72,020 (+50.83%) Land $3,300 Building $68,720
2025	$140.00 (+0.72%) Homeowner's exemption	$2,336 (-) Land $53 Building $2,283
2024	$139.00 (+13.01%) Homeowner's exemption	$2,336 (+3%) Land $53 Building $2,283	$47,750 (+15.09%) Land $1,100 Building $46,650
2023	$123.00 (+4.24%) Homeowner's exemption	$2,268 (+3%) Land $60 Building $2,208	$41,490 (+14.01%) Land $1,100 Building $40,390
2022	$118.00 Homeowner's exemption	$2,202 Land $66 Building $2,136	$36,390 Land $1,100 Building $35,290

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 22, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · lower than 74% of Oklahoma
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RIPLEY PWA serves 376 people · EPA ID OK2006013
Water Source	Groundwater
Last State Inspection	Sep 2022
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	29 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Centranet Fiber	1,000 / 1,000

May also be available: AT&T, Atlink Services.

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